xtn’s Activity

Mon Aug 11

NL

Boards Post

xtn replied to the Building / Maintaining a Home board. 9:11 AM

Re: Basement bathroom

#1. Toilets do not "push" things along. At least not beyond the first few feet. They just drop a measure of water and waste into the drain piping. Sure, some of them might flush faster than others, but either way the movement of the [more]

Wed Aug 6

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 6:48 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

Most win a little bit more, a few lose everything. Maybe the odds are only 1 in 6 (or 16, or 60,) but if your number comes up, you're dead.

Everyone individually has to decide if they're OK being the outlier who ends up the recipient of
[more]

NL

Boards Post

xtn replied to the Credit Cards and Consumer Debt board. 9:34 AM

Re: Prestigious Visa "Black" card

My status symbol will be my very own private dedicated credit card offer shredding assistant. Young, cute, just follows me around wherever I go, giggling and saying, "Yes Mr. XTN, I'll shred that offer for you right away!"

She'll [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 9:13 AM

Re: Sell it yourself?

I sold our first house myself. A 1927 brownstone of 1,400 square feet. In Texas.

I hashed out the deal with the buyers, and hire a lawyer to write up a contract according to my notes. About $200.

I filled out a seller's disclosure, [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 8:52 AM

Re: Observation

You're popular!

Are you legally advising me that your post does not constitute legal advice?

xtn

PS - Stop plugging your own screen name into the search field.

Tue Aug 5

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 9:38 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

...the effects on net worth dwarf the relevance of preferred word definition conventions.

Oh, I'll totally agree with that. Right up until you're trying to explain the details of how your suggested vehicle works and defend its [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 1:19 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

Would you like me to arrange a call between your lawyer and one of my several attorney clients, and/or I can get my compliance counsel online with your attorney? After all, your attorney is held to a fiduciary standard as well, and I'm sure he [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 1:12 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

...my wife grabs my arm, says "We're going" thru gritted teeth, and drags me out...

She doesn't let me go to...

...because I do something like this *every* *time*.

Oh man, Rayvt, you're like [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 12:55 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

According to Dave, EVERY dollar I spend is borrowed.

Are you making that up? Or do you have a post where I have actually said that?

You said all purchase money is financed. You've also said it doesn't matter what we call the [more]

Mon Aug 4

NL

Boards Post

xtn replied to the Credit Cards and Consumer Debt board. 2:36 PM

Re: Prestigious Visa "Black" card

Prestigious? Whet the hack makes it prestigious? My first thought if I see somebody using that card will be, "moron."

xtn

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 2:01 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

It makes no difference what you want to call the money transfer... borrowing, allocating, whatever. The terminology doesn't affect the math.

That's right Dave. The terminology doesn't affect the math. But it does affect the perception [more]

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 1:58 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

According to Dave, EVERY dollar I spend is borrowed. He seems to think the definition includes something along the lines of: has a hypothetically lost opportunity cost associated.

Now that may be true of every dollar spent, but it is not [more]

Sat Aug 2

NL

Boards Post

xtn replied to the Buying or Selling a Home board. 12:18 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

The word borrow can have both connotations. It is commonly used as follows:

1. Conventionally, meaning I got money from somebody else and will have an obligation right along with it.

2. As Dave is using it here, meaning [more]

Fri Aug 1

NL

Boards Post

xtn replied to the Living Below Your Means board. 4:00 PM

Re: RIP, Kindle Fire

Okay cool. I guess mine will forever remain hidden in one of these boxes I'm never going to open!

xtn

Thu Jul 31

NL

Boards Post

xtn replied to the Living Below Your Means board. 3:11 PM

Re: Poll: How often do you replace couches/sofas

Have you not been following the discussion about butt scooting dogs and cats, exploding diapers, and gas passing? Holy smokes, I threw mine out immediately.

Two words. Fecal molecules.


We don't have any butt scooting dogs or [more]

NL

Boards Post

xtn replied to the Living Below Your Means board. 3:01 PM

Re: Poll: How often do you replace couches/sofas?

I can't participate in the poll because we haven't replaced either of our couch sets yet. Both are twelve years old. Haven't even had any thought of replacing them yet. Can't think of any reason why we would in the next twelve years [more]

Wed Jul 30

NL

Boards Post

xtn replied to the Living Below Your Means board. 10:55 PM

Re: RIP, Kindle Fire

I've got two Kindle Fires still in the unopened Amazon cardboard packaging. I'd be happy to send you one of them if I can figure out where I stuck the box last year. Bought them as gifts but never gave them.

If you reply that you're [more]

NL

Boards Post

xtn replied to the Buying and Maintaining a Car board. 8:48 PM

Re: Handy fasteners...

HA!

It's probably a good idea to stock your garage with a variety pack of those at the same time you're shopping for your regular blinker-fluid and muffler-bearing maintenance materials. That way you'll never be caught short when you really [more]

Tue Jul 29

NL

Boards Post

xtn replied to the Living Below Your Means board. 9:17 AM

Re: Attic Fan Questions

I described the system I've devised, which seems to work pretty well for me.

But feel free to try your own ideas and see how they work.


Seattle Pioneer



Ooooookay. I wasn't trying to be snarky or anything. [more]

Sat Jul 26

NL

Boards Post

xtn replied to the Building / Maintaining a Home board. 1:36 PM

Re: Grounding for light fixture

But when I'm doing new work with copper, I'd rather have a connection I've twisted together that then has a wire-nut providing extra security.

Huge controversy about pre-twisting. You bring that subject up where a group of [more]

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 11651
Recs Received 16210
People who have rec'd these posts 2195
Recs to Posts Ratio (last 30 days) 3.70
Threads Started 258
Threads Started Percentage 2.21 %
Most Frequent Board Living Below Your Means
Very First Post new investor (2/3/1999)
Percentage of Posts Rec'd 42.51 %
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