workwayless’ Activity

Thu Apr 16

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Boards Post

workwayless replied to the Retire Early Liberal Edition board. 9:52 AM

Re: A Split Decision on TIPS

I feel safe not using TIPS with 60% stocks. But if short to intermediate term investment grade bonds ever get to where they have a real net yield of more than 2.0%, I would like to follow Bernstein's advice and "not play the game anymore. [more]

Wed Apr 1

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Boards Post

workwayless replied to the Retire Early Liberal Edition board. 8:39 PM

Re: Cheap annuity

Delaying SS to age 70 is effectively buying an annuity at a substantial discount to what a for-profit insurer would charge for the same benefit.

[more]

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workwayless posted to the Retire Early Liberal Edition board. 4:42 PM

Cheap annuity

Recently been thinking analyzing when might be optimal age to file for Social Security benefits. Here are the options I was considering:

1) Age 62 file for my benefit
2) Age 66 file for spousal benefits, Age 70 file for my benefit [more]

Tue Mar 31

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Boards Post

workwayless replied to the Retire Early Liberal Edition board. 9:47 AM

Re: Ferri's Proposed 30/70 Portfolio While Retired

Corrections here:

As of 2012, Bernstein is no longer suggesting 60/40 or any other fixed portfolio split for retirees.

Instead he suggests a more customized approach to determine asset allocation:

Calculate your post [more]

Tue Mar 24

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Boards Post

workwayless posted to the Retire Early Liberal Edition board. 3:18 PM

False promises of annuities

Here's a good commonsense article that explains some reasons why buying an annuity is a bad idea:


[more]

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workwayless replied to the Retire Early Liberal Edition board. 10:49 AM

Re: Would like your input

If your company were to discontinue your pension then I suspect that just means they will stop contributing to Cash Balance. If this is the case, then you couldn't touch Cash Balance until you leave the company.

Also check with your HR [more]

Sun Mar 8

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Boards Post

workwayless replied to the Retire Early Liberal Edition board. 7:37 PM

Re: My Warhol screen test

I was at the Phoenix Art Museum today too-- went there primarily for the culinary festival...but also took in the Warhol, DaVinci and Fashion exhibits as well.

As a computer programmer, I really appreciated learning about DaVinci's logical [more]

Tue Mar 3

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Boards Post

workwayless replied to the Living Below Your Means board. 5:58 PM

Re: LBYM Dinner this evening

I also bought boneless, skinless chicken thighs for dinner. Only I cooked them in the slow cooker with BBQ spice rub & sauce.

Shredded chicken before serving. It tasted just like "pulled pork" Yum!

Mon Jan 26

NL

Boards Post

workwayless replied to the Retire Early Liberal Edition board. 10:35 AM

Re: Most And Least Bible-Minded Cities

Woo-hoo, I live in least bible-minded metro areas!

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Big red star, 1000 posts Old School Fool
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