vfunkhou’s Activity

Yesterday

NL

Boards Post

vfunkhou replied to the Government Workers & Retirees board. 7:04 PM

Re: Recently retired

You should get an email for this reply.

Sat Feb 21

NL

Boards Post

vfunkhou replied to the Retirement Investing board. 7:12 PM

Re: SS & Pension as part of "cash cushion&q

The difference is that the fixed income investment can be converted to cash. The SS cannot. If you need more than 4% from the fixed income investment you can withdraw more. You cannot do this with SS.

NL

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vfunkhou replied to the Retirement Investing board. 7:08 PM

Re: SS & Pension as part of "cash cushion&q

Amen to that. I like the KISS principal. No reason to complicate things.

Tue Feb 17

NL

Boards Post

vfunkhou replied to the Government Workers & Retirees board. 4:17 PM

Re: Recently retired

That last one got all messed up. Here are the formulas from the chart.

G Fund = Interest paid by the U.S. Government - TSP Net Expenses

F Fund = [Capital gain/loss (net of trading costs) + Interest on notes and bonds + Interest on [more]

NL

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vfunkhou replied to the Government Workers & Retirees board. 4:08 PM

Re: Recently retired

The site also provides a chart of how prices are determined.


G Fund F Fund C, S, and I Funds
-Gross Earnings Interest Capital gain/loss Capital gain/loss (net
paid by the (net of trading of trading costs)
U.S. [more]

NL

Boards Post

vfunkhou replied to the Government Workers & Retirees board. 3:13 PM

Re: Recently retired

From the TSP site, here is what it says.

Dividends and Capital Gains

Under the Internal Revenue Code, earnings in the TSP and other similar defined contributions plans (e.g., 401(k) plans) are not taxable income, nor is the tax [more]

Sun Feb 15

NL

Boards Post

vfunkhou replied to the Exchange-Traded Funds (ETFs) board. 4:48 PM

Re: Cross posting on Rule-Breaker ETFs

It would be nice to find ETFs that track the Fools array of services! :-)

NL

Boards Post

vfunkhou replied to the Exchange-Traded Funds (ETFs) board. 4:45 PM

Re: Cross posting on Rule-Breaker ETFs

I've also read about active versus passive managed ETFs. From what I have read there seems to be higher costs for actively managed ETFs without much difference in the returns on investment.

NL

Boards Post

vfunkhou replied to the ScotTrade.com board. 4:03 PM

Re: Service level unacceptable

Contacting the local office with two folks I have not had to wait more than a couple of minutes. I have gotten great service from the local office and never had to contact the national office. Scottrade seems to be very straight forward and reliable.

NL

Boards Post

vfunkhou replied to the Retire Early Liberal Edition board. 3:34 PM

Re: GOP War on Science Escalates

Good for him. Just because he is in a Q&A session doesn't mean he needs to answer all questions.

NL

Boards Post

vfunkhou replied to the Retire Early Liberal Edition board. 3:25 PM

Re: GOP War on Science Escalates

Why should the federal government even be involved here. The states should make decisions about this for their schools. Oil & nuclear are another matter entirely.

NL

Boards Post

vfunkhou replied to the Government Workers & Retirees board. 3:14 PM

Re: Recently retired

That sounds a lot like some do and some don't. Are you aware of any studies or articles that discuss this? Maybe a comparison between options. I know that the TSP has extremely low costs often less than .01% for the available funds. However any [more]

Tue Feb 10

NL

Boards Post

vfunkhou posted to the Government Workers & Retirees board. 3:09 PM

Recently retired

With my TSP account at 500K and not needed for income now. How are other retirees handling their TSP deposits. Do you let them sit or do you transfer some or all to another IRA with greater investment options?

Cheers
Vern

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New Fool Contributor
Board Posts 13
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Most Frequent Board Government Workers & Retirees
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