spinning’s Activity

Today

NL

Boards Post

spinning replied to the Climate Change board. 2:04 PM

Re: Scientific Misconduct

I think it speaks to the fact that scientists are people. Some people / scientists will do stuff like this, others won't. Becoming a scientist doesn't grant immunity to temptation or provide any other moral armor to resist doing this sort of [more]

Tue Dec 16

NL

Boards Post

spinning replied to the Retirement Investing board. 4:47 PM

Re: Market has risen but my Retirement totals ha

My overall though is that the bucket method doesn't actually accomplish what it is intended to accomplish, so the details don't matter.

I think you are right. After thinking about the standard strategy some more, the real issue is [more]

NL

Boards Post

spinning replied to the Retirement Investing board. 1:06 PM

Re: Market has risen but my Retirement totals ha

This is the data for an initial $100,000 portfolio, 60% S&P500 & 40% 10 yr Tbills

I looked at your spreadsheet and am confused as to how you implemented the cash bucket. I always thought the way to go would be to change [more]

NL

Boards Post

spinning replied to the Apple User's Group board. 12:04 AM

Re: Restore contact

Thanks. I have previously only used Time Machine in the Finder. It's cool that it works inside apps too.

Mon Dec 15

NL

Boards Post

spinning replied to the Apple User's Group board. 12:22 PM

Re: OSX

My MacAir is less than 4 yrs old so I should think it can be upgraded.

Your computer is compatible with Yosemite. Apple says "MacBook Air (Late 2008 or newer)".

Instructions are here

[more]

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Boards Post

spinning posted to the Apple User's Group board. 9:30 AM

Restore contact

One of the contacts in my address book somehow got messed up. How can I restore a single contact from a time machine backup?

Sun Dec 14

NL

Boards Post

spinning replied to the Paying For College board. 7:54 PM

Re: American Opportunity Tax Credit

I can use the credit on my 2014 taxes even though he is only attending for one semester - is that right?
Yes - it usually balances out that last year when you also only have one semester. Look at the Q&A for the qualified
[more]

Thu Dec 11

NL

Boards Post

spinning replied to the Tax Strategies board. 3:10 PM

Re: Creating history

I am sorry about your Dad. It is a difficult situation apart from the financial stuff.

I had to deal with this about 5 years ago. I spent hours and hours looking through old files and trying to track stuff down. I had a few successes but [more]

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 2:58 PM

Re: Just curious

Seven problems of our torture program[I've listed the ones I have a problem with] Methinks this is yet another federal government program run amuck.:

The Democratic Party has proven itself to be such a pit of slime that it boggles [more]

NL

Boards Post

spinning replied to the Building / Maintaining a Home board. 12:33 PM

Re: Bottom drawer-type freezer not sealing

I would look to see if any parts of the drawer slides are damaged or if the gasket is damaged. I've had good luck ordering parts for appliances from http://www.partselect.com/

Mon Dec 8

NL

Boards Post

spinning replied to the Estate Planning and the Fool board. 4:08 PM

Re: joint holdings, probate, and gift taxes

Why would you want to leave it to chance, or leave it so that there are fights, hard-feelings, and relationships damaged?

I have seen cases where the parents' most cherished desire was that their children have good relationships. But [more]

Tue Dec 2

NL

Boards Post

spinning replied to the Paying For College board. 9:42 PM

Re: Parents refuse to help

Here is some info
https://studentaid.ed.gov/fafsa/filling-out/parent-info

It depends on whether the student has "special circumstances" such as incarcerated [more]

Mon Dec 1

NL

Boards Post

spinning replied to the Retirement Investing board. 4:01 PM

Re: WSJ -- Retirees increase stock % with age?

Something seems wrong with this:

"a 4% annual withdrawal rate, a portfolio that began retirement at 30% stocks and increased over the next 30 years to 80% succeeded (that is, lasted 30 years) 74% of the time. An approximate [more]

Thu Nov 27

NL

Boards Post

spinning replied to the Portfolio Management board. 12:20 PM

Re: asset allocation / risk management

First I would make sure I completely understand the insurance contract. They are often complex and have lots of hidden details. In particular, I would look for the possibility that the insurance company can change the terms. Maybe hire a lawyer to go [more]

Tue Nov 25

NL

Boards Post

spinning replied to the Tax Strategies board. 2:43 PM

Re: 529 Question

I found these articles helpful

http://www.savingforcollege.com/articles/the-best-way-to-wit...
[more]

NL

Boards Post

spinning replied to the Macro Economic Trends and Risks board. 2:29 PM

Re: How does global warming work?

Actually there was sort of a consensus that the Earth was cooling,

The context of the concerns about cooling in the 1970s is important. In the 1960s and 70s the first real data about the timing of the ice ages was obtained. [more]

Sun Nov 23

NL

Boards Post

spinning replied to the Tax Strategies board. 10:15 PM

Re: Is this legal tax avoidance ?

No. After the first $2000 of unearned income, the additional income is taxed as if you had received it. Capital gains still receive capital gains treatment, just at the parent's rate.

When I wrote my post I didn't dig through the IRS [more]

NL

Boards Post

spinning replied to the Tax Strategies board. 6:44 PM

Re: Is this legal tax avoidance ?

Many have raised good points about gifts becoming your kids' money and issues about whether you want them to own part of your house. But apart from the wisdom and ethics of gifting the assets to your kids there is another issue, the Kiddie [more]

Sat Nov 22

NL

Boards Post

spinning replied to the Climate Change board. 11:48 AM

Re: Record warmth for Oct 2014

Just like your freezer...constant temperature for 17 years.....

Have you looked under your kitchen cabinet to find the 'missing heat'? Maybe it's in your wash room? Did you check the temperature of your bath tub? Maybe the missing heat is
[more]

Fri Nov 14

NL

Boards Post

spinning replied to the Paying For College board. 11:17 AM

Re: More on Federal Aid....

Look at the cost estimators at some of the individual colleges DD is interested in. This will give you an idea of what kind of institutional aid you can expect.

Also, depending on your kids' talents, they might get scholarships. For kids [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 2626
Recs Received 4094
People who have rec'd these posts 817
Recs to Posts Ratio (last 30 days) 4.20
Threads Started 261
Threads Started Percentage 9.94 %
Most Frequent Board Climate Change
Very First Post risk and reward (12/9/1999)
Percentage of Posts Rec'd 53.39 %
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