spinning’s Activity

Sun Mar 29

NL

Boards Post

spinning replied to the Paying For College board. 4:38 PM

Re: Getting to that number

$200k in student loans for a sociology degree.

I read an article that suggested total student loans should be less than 2 years of the starting salary in the chosen profession. As others have written, the difference between a top [more]

NL

Boards Post

spinning replied to the Retirement Investing board. 10:45 AM

Re: 401k's a failure for many

I started my very first full time with benefits job when I got my first master's degree when I was 22. I have contributed to a 401K employer plan my entire life ... So over the years as I changed jobs I always rolled the money to a rollover IRA [more]

Sat Mar 28

NL

Boards Post

spinning replied to the Retirement Investing board. 11:29 AM

Re: Taking SS

The Bedrock calculator

I would certainly recommend comparing the suggestions of different calculators listed in the article.

NL

Boards Post

spinning replied to the Macro Economic Trends and Risks board. 11:26 AM

Re: How income inequality benefits everybody

And yes, there is a gigantic, almost unimaginable amount of wealth just "sitting there".

One example is the phenomenon of people buying expensive apartments in major cities around the world and almost never living in them. [more]

Fri Mar 27

NL

Boards Post

spinning replied to the Retirement Investing board. 1:54 PM

Re: Taking SS

Here are some tools to figure out how to take SS

http://www.wsj.com/articles/free-tools-for-optimizing-social...

Thu Mar 26

NL

Boards Post

spinning replied to the Climate Change board. 11:10 PM

Re: AMOC slowdown really is alarming

Bob gave several quotes that imply that the Gulf Stream is a piece of the AMOC. It is wrong to think that this means all the water moving in the Gulf Stream is also in the AMOC. The Gulf Stream carries much more water than the AMOC. Most of the water [more]

NL

Boards Post

spinning replied to the Climate Change board. 10:49 PM

Re: Modeling the AMO

FWIW, they used to call it the MOC. Don't know why they changed to AMOC.

The MOC is the global circulation. The AMOC is the Atlantic part.

NL

Boards Post

spinning replied to the Climate Change board. 5:54 PM

Re: AMOC slowdown really is alarming

Here is a picture of AMOC, and this from from an alarmist site showing the Gulfstream as being one and the same with AMOC.

The Gulf Stream and the AMOC are interconnected. The image I like is is a Ferris wheel where the water is the [more]

NL

Boards Post

spinning replied to the Climate Change board. 5:38 PM

Re: AMOC slowdown really is alarming

Unfortunately for you the AMOC is what drives the "conveyor belt".

Sinking in the Antarctic is a significant part of the global conveyor belt, which is more properly called the Meridional Overturning Circulation (MOC, no [more]

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 1:03 PM

Re: Top place to retire - Wyoming?

The Bluer it gets, the more crime there will be.

It's been that way in Northern Virginia for sure.


Jedi, just like in most of the US, both property crimes and violent crimes in all regions of Virginia, including Northern [more]

Wed Mar 25

NL

Boards Post

spinning replied to the Climate Change board. 8:15 PM

Re: AMOC slowdown really is alarming

Rossby et al. wrote last year "In contrast to recent claims of a Gulf Stream slowdown, two decades of directly measured velocity across the current show no evidence of a decrease."

New NASA measurements of the Atlantic
[more]

NL

Boards Post

spinning replied to the Apple User's Group board. 10:18 AM

Re: AirPlay alternatives

This article says you can use a Lightning to Digital AV adapter to connect your iPad directly to your TV.

[more]

Mon Mar 23

NL

Boards Post

spinning replied to the Retirement Investing board. 10:31 PM

Re: What if you've won the game?

The idea that government funded scientific research is not a driver of economic progress is laughable. Consider just the internet, which is indisputably the result of government research. It is estimated that the economic benefit of the internet is [more]

Sat Mar 21

NL

Boards Post

spinning replied to the Macro Economic Trends and Risks board. 5:32 PM

Re: More New Goals

As the global population grows, it occurs to me that humans breathing will contribute significantly to the CO2 emissions. It turns out tha some has worried about this and comes up that human breathing contributes 5.65% to 8.99% of the total [more]

Mon Mar 16

NL

Boards Post

spinning replied to the Apple board. 9:02 AM

Re: Seems like a legit complaint

Allowing users to delete these apps seems like a no brainer. Does anyone like the fact they can't delete an app? Does anyone think Apple makes a significant amount of money from forcing users to keep these apps on their phone? Why annoy your [more]

Wed Mar 11

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 11:49 PM

Re: LSAT

An amusing take on the students at Harvard Law from "Legally Blond the Musical"
https://www.youtube.com/watch?v=Z_N_1zABio8

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 11:32 PM

Re: LSAT

She said that most of the elite schools had a cutoff and that they wouldn't even look at your application if you didn't at least meet the cutoff.

That's probably true, but they get many more applicants above the cutoff than they can [more]

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 11:29 PM

Re: LSAT

spinning, is this your perception or are you on the Review Panel of an elite school(s)?

This is my perception gained from reading and talking to parents whose kids did or did not get into elite schools.

A quote from one of [more]

NL

Boards Post

spinning replied to the Retire Early CampFIRE board. 5:48 PM

Re: LSAT

Some applicants were accepted with LSATS below 167. Others with LSATS above 170 were sometimes rejected.

Elite schools look at a lot more than just test scores and grades. The bottom line is that they don't want the smartest students. [more]

NL

Boards Post

spinning replied to the Real Estate Investing board. 3:23 PM

Re: Rooftop Solar

If you want to get value for your solar panels you may have to market them to potential buyers. I would document your utility bills, and calculate the yearly cost savings. I would document the warranties and their transferability. And I would hire an [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 2714
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