pauleckler

email: zero914@juno.com

pauleckler’s Activity

Yesterday

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Boards Post

pauleckler replied to the Living Below Your Means board. 10:31 PM

Re: You need $100K a year, at least?

The point of my previous posting is that attitudes for schools vary widely. I think the comments posted in response demonstrate that.

And by the way, education is one of those subjects where not everyone agrees on hardly anything. But [more]

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Boards Post

pauleckler replied to the Living Below Your Means board. 10:29 PM

Re: You need $100K a year, at least?

most of the public schools in the MD and VA counties around DC are very, very good.

Are we talking about the same Washington DC schools where Michelle Rhee was fired after trying to make reforms? Where the Obama children do not [more]

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Boards Post

pauleckler replied to the Retirement Investing board. 3:11 PM

Re: VFINX: compound ret 11.53%

It seems reasonable for planning to ask the question: Where is the S&P Return trend line headed?

Wide variations make trends hard to spot, but moving averages can be used to smoothe the data. Both the 7 yr and 10 yr moving average take [more]

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Boards Post

pauleckler replied to the Living Below Your Means board. 2:12 PM

Re: You need $100K a year, at least?

When your children are picking a career, I think many parents tell them to aim for a $100K/yr career. That gives you the opportunity to enjoy many of the extras modern young people seem to take for granted.

But I do know people who have [more]

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pauleckler replied to the Ask A Foolish Question board. 2:00 PM

Re: Gold

Any thoughts on assertions that the gold's price is being artificial kept at a low level by governments?

I am not a gold bug and have no opinion on that aspect. Governments do have large gold reserves and could play such games if they [more]

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pauleckler replied to the Ask A Foolish Question board. 1:52 PM

Re: Austria's ATX in 2011? Digging for some info

The best I know of is Economist magazine. (They claim its a newspaper.)

https://subscriptions.economist.com/lptst/#loginSection

Published in UK, they do an [more]

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Boards Post

pauleckler replied to the Ask A Foolish Question board. 1:38 PM

Re: Should I step out on my own?

One concept to keep in mind is diversification. Diversification helps protect your investment if some segments turn sour.

Mutual funds, especially an S&P 500 Index fund, such as Vanguard 500 Index Fund, ticker VFINX, is an excellent way [more]

Sat Aug 30

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Boards Post

pauleckler posted to the Retirement Investing board. 2:57 PM

VFINX: compound ret 11.53%

Yahoo Finance has annual total return data for VFINX, Vanguard's 500 Index Fund back to 1976, 38 years. Ie this is the S&P 500.

From this data you can calculate the value of $1000 invested on Dec 31, 1976 for every year at Dec 31. The [more]

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pauleckler replied to the Ask A Foolish Question board. 1:36 PM

Re: Next market dip

No one knows. But the question implies an interest in market timing.

No one does market timing well. Not even the pros. Individuals are far better off to buy quality investments and hold them long term. If a crash happens, you may decide to [more]

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pauleckler replied to the Ask A Foolish Question board. 1:33 PM

Re: Gold

The gold pitch/collapse of the dollar claims come from two sources: politicians and those who sell gold.

As long as the US dollar will buy something, people will continue to hold it. If you are a foreign investor who decides the dollar is [more]

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Boards Post

pauleckler replied to the Help with this STUPID computer! board. 1:37 AM

Re: Computer Slowness - Revisited

So, basically, I still do not know what you mean.

I cannot explain the theory, but it is easy enough to run CCCleaner when your machine is running slow. It does make a big difference some times.

Do you think temp files on the [more]

Fri Aug 29

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Boards Post

pauleckler replied to the Help with this STUPID computer! board. 7:09 PM

Re: Computer Slowness - Revisited

Paul, could you explain this to me? How would the number of temp files affect anything having to do with speed of a program running? I assume there are not so many that there is no space left for paging.

When Windows is short of space [more]

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pauleckler replied to the Help with this STUPID computer! board. 5:17 PM

Re: Computer Slowness - Revisited

As to network slowness, it is noticeable in my area that when kids are out of school--lunch hour and late afternoon, the net seems slower. I presume that means people are loading up on Netflix, etc. So there is major congestion.

Also note [more]

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Boards Post

pauleckler replied to the Help with this STUPID computer! board. 5:03 PM

Re: Computer Slowness - Revisited

A commons source of this kind of problem is temp files created by various programs.

Try running CCCleaner when your machine slows down. When mine slows down, CCCleaner usually finds over 500k of temp files.

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Boards Post

pauleckler replied to the Ask A Foolish Question board. 1:33 PM

Re: Austria's ATX in 2011? Digging for some info.

2011 is about when it was discovered that many EEU countries were over extended in borrowing. Usually Greece, Spain, Portugal, Ireland, and Italy were the ones with the most worries. They needed baling out mostly by northern Europe: Germany, France, [more]

Thu Aug 28

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Boards Post

pauleckler posted to the Foolish Collective board. 9:29 PM

Axalta auto paints IPO

C&EN is reporting that Axalta, the auto paints business sold by Dupont to Carlyle Group in 2013, has filed a registration with the SEC that would allow an IPO.

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Boards Post

pauleckler replied to the Gardening and Landscaping board. 9:07 PM

Re: Anyone treated yellow jacket nests?

not sure if you wondering why I ran away

No criticism intended.

I just had a visitor who refused to go out the front door because there was a wasp on the front porch. I opened the front door. The wasp flew inside. Three days [more]

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Boards Post

pauleckler posted to the Retirement Investing board. 8:57 PM

VFINX Total Return: 32.18%

A recent discussion noted large sums flowing into index funds. They have become popular again.

Today I received Vanguard's Summary Prospectus for the 500 Index Fund. The 32.18% reported presumably includes dividends and distributions in [more]

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Boards Post

pauleckler replied to the Living Below Your Means board. 1:21 PM

Re: NYTimes for less

I used to only buy the Big Macs (or Burger King Whoppers) when they would go on sale.

In my area, you will be hard pressed to find a Big Mac value meal for under $6.

Meanwhile, Burger King has their specialty sandwiches 2 for [more]

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