mstrlucky74’s Activity

Sat Feb 7

NL

Boards Post

mstrlucky74 posted to the Tax Strategies board. 2:23 PM

Filing Taxes

Ok not sure if hai is the place to ask. We are going to file our taxes via turbo tax. We do t have any kids nor own our own business. My investment are also straightforward and I don't buy and sell throughout the year. Should we file married separate [more]

NL

Boards Post

mstrlucky74 posted to the Retirement Investing board. 9:47 AM

Income Tax Rate

Trying to look at my investments and the tax implications in the future and now Is there a way to gauge which tax bracket I'll be in when I retire in about 15-20 years? I guess this is more important for IRA's. Is there a rule of thumb for [more]

Tue Jan 27

NL

Boards Post

mstrlucky74 replied to the Retirement Investing board. 10:59 AM

Re: Roth IRA limit

Thanks aj! I don't exactly follow the highly compensated employee rule thing. The $120k represents he salary I assume..?? And if so what happens when you make more than that? You can contribute less? How much less? And this would only apply of [more]

Mon Jan 26

NL

Boards Post

mstrlucky74 replied to the Retirement Investing board. 7:09 PM

Re: Roth IRA limit

How about contributing to my roth 401k at work? Is that excluded as well? And thanks a lot for the response

Sat Jan 24

NL

Boards Post

mstrlucky74 posted to the Retirement Investing board. 1:32 PM

Roth IRA limit

I make over $129,000 a year and don't file jointly with my wife. If we were to file jointly it would not bring us over the $191,000 limit.

From what I understand I'm not allowed to contribute to a Roth. I've an auto investment weekly that [more]

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 10:59 AM

Re: Early retirementWithdrawals from where

Still a little unclear. So what are the penalties of tapping a 401k prior to age 55? If you start withdrawing at age 50 what happens? Do you just get taxed? Thanks

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 4:09 AM

Re: Early retirementWithdrawals from where

Sorry but submit accidentally before I could edit title

NL

Boards Post

mstrlucky74 posted to the Retire Early CampFIRE board. 4:08 AM

Early retirementWithdrawals from where

I read a lot about approx 4% withdrawal from retiremen accounts. Whatever the % is that one would need where does that money come from? Wouldn't you get Penalized taking from your 401k before a certain age? What is 90% of your money is in a 401k?

Wed Dec 17

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 8:42 PM

Re: Retire Soon

I have received good advice and thanks again. One thing I need to cut down on is $10(incl tip for delivery guy) for breakfast and $10 for lunch. Ugh

Tue Dec 16

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 8:01 PM

Re: Retire Soon

Thanks you everyone for the kinds words and advice!!! I greatly appreciate it. I quit my job today...just kidding.

That Ebay seller is an inspiration.

Mon Dec 15

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 9:45 PM

Re: Retire Soon

Thanks BHM.

NL

Boards Post

mstrlucky74 replied to the Retire Early CampFIRE board. 9:45 PM

Re: Retire Soon

Thanks you very much!!! I'm not sure...lol. I know im being a little unrealistic but hopefully if I keep being disciplined and reduce my expenses I'll get there sooner rather than later.

NL

Boards Post

mstrlucky74 posted to the Retire Early CampFIRE board. 8:20 PM

Retire Soon

Ok I'm 40 and my wife is 35 and we no kids. We have about 20 years left on our mortgage and no real equity. Have about $220k in my 401k amd about 20k in other individual stocks. My wife was diagnosed with Lukemia about 6 months ago but thank god [more]

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Boards Stats & Trivia

One star, 50 posts Old School Fool
Board Posts 208
Recs Received 17
People who have rec'd these posts 13
Recs to Posts Ratio (last 30 days) N/A
Threads Started 112
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Most Frequent Board Retirement Investing
Very First Post Investing $5,000 (3/9/2004)
Percentage of Posts Rec'd 6.73 %
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