mjolah’s Activity

Wed Apr 8

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Boards Post

mjolah replied to the Foolish 401(k)s board. 4:30 PM

Re: 401K - Double Taxed ?

What everyone who claims "double taxation" fails to see is that the only consideration is whether or not your TOTAL TAX paid is different if you take or loan or don't take a loan.

If you take the loan - you have to pay it back [more]

Tue Apr 7

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Boards Post

mjolah replied to the Foolish 401(k)s board. 2:43 PM

Re: 401K - Double Taxed ?

First, it was an example. You could trace money back ad infinitum and find tax consequences somewhere.

Second, the point is, there is no ADDITIONAL tax consequence to taking the loan. You pay it back with an adjustment for the time value of [more]

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Boards Post

mjolah replied to the Foolish 401(k)s board. 9:14 AM

Re: 401K - Double Taxed ?

I disagree that you are "double" taxed on the interest. You pay that for the "privilege" of using the money before retirement. You DON'T actually have to pay it with "earnings." If you have a government bond portfolio [more]

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Boards Post

mjolah replied to the Foolish 401(k)s board. 8:41 AM

Re: 401K - Double Taxed ?

j is absolutely correct. There is no double taxation. Think of it this way - as a hypothetical. Assume you take a $1,000 loan. The very next day, you take the same $1,000 you borrowed and paid the loan back. ZERO tax consequences on either the loan [more]

Mon Mar 9

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Boards Post

mjolah replied to the The Grand Adventure board. 4:39 PM

Re: Poll: Apple Watch: Crazy or Genius?

Why not a choice for "Prices are insanely high, but the Apple fan base will still buy 11-20 million anyway"?

Tue Feb 24

NL

Boards Post

mjolah replied to the Foolish 401(k)s board. 8:01 AM

Re: Coming This Summer, A Decision Of Supreme Import

The ultimate issue in this case is really whether the statute of limitations starts to run when the fund was INITIALLY selected as part of the plan's line-up, or, as the participant/plaintiffs are arguing keeps renewing each year (or even more [more]

Wed Feb 18

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Boards Post

mjolah replied to the Apple board. 9:19 AM

Re: MAKE WAY

Yea, except if you track the OPs history, he's all bluff and bluster and NEVER has any substance or facts. And that isn't just here on AAPL, but also GE and other boards I follow.

I have no problems with "opinions" but I discount [more]

Thu Feb 12

NL

Boards Post

mjolah replied to the Foolish 401(k)s board. 3:56 PM

Re: fees

There is no simple answer to your question. Fees are ONE factor in making investment decisions. Returns are another. Of course fees impact return - but in the context of a 403(b) plan, you must also consider the tax deferral you obtain by putting the [more]

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Big red star, 1000 posts Old School Fool
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