kmart00’s Activity

Yesterday

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 11:53 AM

Re: Water company service plan for mains

house is about 65 years old. Its in NJ--high labor cost.

Like I said, only reason I was even thinking about it is that our friends really got blindsided by this.

Thanks for your perspective!
--K

NL

Boards Post

kmart00 posted to the Building / Maintaining a Home board. 10:01 AM

Water company service plan for mains

Hi all,

Just got an offer from an affiliate of the water company to 'insure' the water main and sewer line from the property line (water main) in and from the sewer main (sewer) in to our home.

Whats the consensus on these plans? It [more]

Sat Mar 15

NL

Boards Post

kmart00 replied to the Living Below Your Means board. 12:27 PM

Re: Protecting Your Home From Burglars

I think also avoiding discussing upcoming vacation plans on public forums, including those digital (facebook) and those physical (at a bar/restaurant) is something most people dont think of

Also, putting window locks especially on sliding [more]

NL

Boards Post

kmart00 replied to the Credit Cards and Consumer Debt board. 12:14 PM

Re: Discover card promos

the interest rate switched back to the normal rate for the CC

Unlike other promos Ive seen with 0%, they dont charge you the interest on the entire charge if it isnt paid in full at the end of the promo period.

That doesnt matter [more]

Thu Mar 13

NL

Boards Post

kmart00 replied to the Living Below Your Means board. 11:30 AM

Re: Help! Car purchase

I have found truecar.com and galves.com (paid subscription) to be the best place to get a good picture of car value

Wed Mar 12

NL

Boards Post

kmart00 posted to the Credit Cards and Consumer Debt board. 4:56 PM

Discover card promos

Hi everyone

Discover is having a couple decent promos

The first is almost too good to be true...

0% apr on all purchases thru 2/28/15. The 0% rate expires on 3/1/15.
This is crazy to me, but they confirmed it on the [more]

Mon Mar 10

NL

Boards Post

kmart00 replied to the Living Below Your Means board. 4:11 PM

Re: Buying Quality

I'm seeing this not only with cars, but with washer/dryers, dishwashers, and other major appliances...

===============================================

I just bought a house. The washer & dryer are from the early 80s. I went to [more]

Mon Feb 24

NL

Boards Post

kmart00 replied to the Buying and Maintaining a Car board. 8:34 PM

Re: On the eve of my sophomore leasing adventure

no carmax near me...

NJ has pretty high sales tax... will have to run the numbers, but this is an approach worth considering...

NL

Boards Post

kmart00 replied to the Buying and Maintaining a Car board. 4:57 PM

Re: On the eve of my sophomore leasing adventure

Option 2: Lease-end Buy-out into new lease
Remaining lease pmts: $2k
disposition fee: $0
buy-out: $9500
trade in value: $11k (should be a bit less 8 mo from now)
equity: $1,500 (less sales tax at buy-out)
Summary: Spend (net) [more]

Thu Feb 20

NL

Boards Post

kmart00 replied to the Buying and Maintaining a Car board. 1:01 PM

Re: On the eve of my sophomore leasing adventure

Some hard numbers:

Lease Ends: 8/31/14
Lease pmt: $260/mo (approx 8 more pmts)
Residual Value: $9500

Value today, per Edmunds: 11k (trade in) up to 14k private sale
Buyout quote as of today (direct thru finance co): [more]

NL

Boards Post

kmart00 replied to the Buying and Maintaining a Car board. 12:56 PM

Re: On the eve of my sophomore leasing adventure

or, of course, I could pay the 'disposition fee' and just lease a new vehicle :)

NL

Boards Post

kmart00 replied to the Buying and Maintaining a Car board. 12:55 PM

Re: On the eve of my sophomore leasing adventure

If I wanted to shift brands, is it 'better' to let the new dealer (honda, for example) 'buy out' the lease, or is it better to

(a) buy it myself, direct from the finance company and
(b) then trade it in at the honda dealership? [more]

NL

Boards Post

kmart00 posted to the Buying and Maintaining a Car board. 10:26 AM

On the eve of my sophomore leasing adventure

Hi everyone...

So, I leased a 2011 Kia Soul ! for 3 years, and the lease ends around September.

I know that, if I return the car, I have to pay a $900ish 'disposition fee' Otherwise, I can buy the Soul for the 'residual value' at [more]

Wed Jan 29

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 9:02 AM

Re: Backup generator

DW and I have been having a battle over putting in a wood stove. With our 2 year old DD getting in to everything, DW has every reason to be concerned that DD would (at best) get in to the stove and make a huge mess and (at worst) possibly burn [more]

Tue Jan 28

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 3:43 PM

Re: Backup generator

'...Your list seems awfully indulgent for an outage that would likely last a few hours. If you are severely remote or have some kind of medical issue I can see going for more, but then you are also dependent on fuel - which as you now know doesn't [more]

Mon Jan 27

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 9:08 AM

Re: Backup generator

<quote>
I have a portable on the back porch, 4000 watts. It's enough to run the refrigerator and a space heater at the same time, and maybe a little bit more (cell phone chargers, small TV.)

Rather than buy a big generator that [more]

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 8:56 AM

Re: Backup generator

I know about 'view replies' I meant auto-notification via email :)

Sat Jan 25

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 11:45 PM

Re: Backup generator

interesting... This model shows as a "Champion Power Equipment" generator when I search in Amazon...

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 11:42 PM

Re: Backup generator

I hate that fool doesnt have auto-notification of replies to posts :)

Thanks for the info! I am looking for something for my house, just not a stationary model.

I'll have to check Costco. Honda does seem to make good stuff. I must [more]

Thu Jan 23

NL

Boards Post

kmart00 replied to the Building / Maintaining a Home board. 12:51 PM

Re: Backup generator

what model honda? I am in beginning stage of researching portable generators. This is a very timely thread :)

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One star, 50 posts Old School Fool
Board Posts 195
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Most Frequent Board Living Below Your Means
Very First Post Re: Poll: Living Status (7/16/2004)
Percentage of Posts Rec'd 11.79 %
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