joelxwil

Joel Williams

joelxwil’s Activity

Tue Apr 28

NL

Boards Post

joelxwil replied to the Living Below Your Means board. 11:19 AM

Re: Interesting LBYM article

Last I heard, a condition for accepting credit card payments was that you not give a discount for cash. I am not sure how this would be enforced.

Sat Apr 25

NL

Boards Post

joelxwil replied to the Macro Economic Trends and Risks board. 5:20 PM

Re: Eight simple but important lessons about money

Well, investing long term makes sense, but holding something forever does not. A friend of mine and I used to say that when somebody said "I'm in it for the long term", what he was really saying is that he is holding a loss.

The [more]

Sun Apr 12

NL

Boards Post

joelxwil replied to the Living Below Your Means board. 12:01 PM

Re: Tales of Early Retirement

Is it all about retirement? Why not have a job you enjoy? I certainly did, and I accomplished somethings useful.

NL

Boards Post

joelxwil replied to the Retirement Investing board. 11:58 AM

Re: Can This Four Fund Combo To Beat The S and P

Well, any investment strategy should include market timing. If you are in during the good times and out during the bad, you should do well. While it is impossible to pick tops and bottoms, you can follow the trend, and markets tend to trend.

Sat Apr 11

NL

Boards Post

joelxwil replied to the Mechanical Investing board. 3:12 PM

Re: Never would have believed it

Well the surge in the birthrate starting in 1945 was totally predictable, given WW2. WW2, however, was not so predictable, although it should have been clear that Hitler, lunatic that he was, would cause lots of trouble.

Sat Mar 28

NL

Boards Post

joelxwil replied to the Mutual Funds board. 12:36 PM

Re: T.Rowe Price Emerging Europe Fund

Look at a chart before you buy a fund. In this case, you would see that after the first month of 2011, the fund has taken a dive, and never recovered. To have held it past that point you would have had to be asleep or otherwise [more]

Fri Mar 20

NL

Boards Post

joelxwil replied to the Living Below Your Means board. 3:14 PM

Re: Poll: Are you supporting adult children?

Likewise, PolymerMom. It is nice to have him around.

Fri Mar 6

NL

Boards Post

joelxwil replied to the Retirement Investing board. 1:03 PM

Re: How to get Started in Stock Investing

In order to invest in stocks, it is good to have a list of candidates. The "overlaps" is a good source. http://boards.fool.com/overlaps-227-31654957.aspx

This will [more]

Fri Feb 27

NL

Boards Post

joelxwil replied to the Macro Economic Trends and Risks board. 12:51 PM

Re: OT RIP Leonard Nimoy

I feel old. Well, I am old.

NL

Boards Post

joelxwil replied to the Retirement Investing board. 12:24 PM

Re: 401k to IRA?

I see no reason to pay taxes until you have to.

So far as a transfer to an IRA, you may find (depending on the terms of the 401K) that you have more flexibility in an IRA. That is, more investment vehicles, such as individual stocks. That [more]

Mon Feb 23

NL

Boards Post

joelxwil replied to the Retirement Investing board. 10:36 AM

Re: Taking profits fithout selling stocks

Well, nevertheless, it happened. I did not say it made sense.

Sun Feb 22

NL

Boards Post

joelxwil replied to the Living Below Your Means board. 3:35 PM

Re: Would you buy from them again?

"So do I buy from lowes again?"

Do you know how to learn from experience?

NL

Boards Post

joelxwil replied to the Mutual Funds board. 3:29 PM

Re: IRA vs Mutual Funds

Well, first of all, you should fund your IRA fully. Where the money comes from is another question. Your IRA will grow tax-free until you retire and start taking money out.

So you can sell those mutual funds and put the money in an IRA if [more]

NL

Boards Post

joelxwil replied to the Retirement Investing board. 3:21 PM

Re: Taking profits fithout selling stocks

Selling covered calls is often an easy way of making some money. You own the stock, and you sell an out of the money call. If the stock stays at more or less the same price until the call expires, then you keep the stock and the money you got from [more]

Mon Feb 16

NL

Boards Post

joelxwil replied to the Living Below Your Means board. 10:42 AM

Re: Cheap eats: Cabbage Rolls

Yes. I remember when people complained that gas hit .30!

Mon Feb 2

NL

Boards Post

joelxwil replied to the Mechanical Investing board. 2:19 PM

Re: low-volatility funds aren't worth it ?

"the type that goes to cash when things get ugly with no defined plan to re-enter the market"

Huh? Nice straw man. Those of us who do time the market certainly do know the conditions to buy and sell.

Bottom line is that [more]

NL

Boards Post

joelxwil replied to the Mechanical Investing board. 11:49 AM

Re: low-volatility funds aren't worth it ?

"keeps you buy and hold"? Is that supposed to be good? Also, what would be the reason to hold something for a decade or more? Is there a reason to determine a holding time when you buy? No way.

OK. Do not be concerned about [more]

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 8590
Recs Received 13425
People who have rec'd these posts 2507
Recs to Posts Ratio (last 30 days) N/A
Threads Started 741
Threads Started Percentage 8.63 %
Most Frequent Board Living Below Your Means
Very First Post Re: Switching Brokers (6/19/1997)
Percentage of Posts Rec'd 46.34 %
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