joelcorley’s Activity

Tue Apr 28

NL

Boards Post

joelcorley replied to the Foolish 401(k)s board. 9:02 PM

Re: Due Diligence

dmyhre943,

You wrote, Hawkwin is right…. Fifteen years ago my wife and I were informed by our employer along with their other 5000 employees that Principal Life Insurance Company would provide investment options so we could contribute to [more]

Mon Apr 27

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 6:52 PM

Re: a solution to my debt or not so much?

CheeseSandWitch,

You wrote, I'm thinking of looking at the used prices on ebay to see if it would be worthwhile...

Just bear in mind that with E-Bay sales, you're running a business. You need to track what you buy, how much [more]

NL

Boards Post

joelcorley replied to the Foolish 401(k)s board. 6:06 PM

Re: Due Diligence

mjolah,

You wrote, YES, you should be cognizant of the fees you pay as a participant in the plan BUT keep in mind all but the smallest of plans usually get institutional pricing on the investments held within the plan (I defy you to get [more]

Fri Apr 24

NL

Boards Post

joelcorley replied to the Index Funds board. 5:41 PM

Re: Mutual Funds to Index Funds

Kalpatr,

You wrote, I am thinking about transferring my five mutual funds into three index funds based on the S&P 500, Nasdaq, and International Markets.

Are your current funds, managed? I'm assuming so given the [more]

Thu Apr 23

NL

Boards Post

joelcorley replied to the Foolish 401(k)s board. 8:55 PM

Re: 401K to CD/Certificate = Tax Penalty?

PilarS,

You wrote, Trying to figure out if my 401k money is moved **directly** into a CD/credit union certificate does the IRS consider that a distribution?

It depends. If the CD/credit union certificate is held in a Rollover [more]

Tue Apr 21

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 7:40 PM

Re: Hardship Forbearance

HitAnyKey42,

You wrote, I've read multiple posts from AJ over the past year or so (ever since I got married in August 2013) when my wife came into the marriage with a large amount of debt....which I was already able to get rid of over the [more]

Mon Apr 20

NL

Boards Post

joelcorley replied to the Lawyers/Attorneys board. 1:53 PM

Re: difference between UGMA/UTMA accounts?

kmart00,

You wrote, The money is HER money. Earned over the last few years and sitting in a UTMA checking account (I think we had to do it that way per teh contract with her agency)

Maybe I didnt want a UTMA account at all? Is
[more]

Thu Apr 16

NL

Boards Post

joelcorley replied to the Lawyers/Attorneys board. 3:20 PM

Re: difference between UGMA/UTMA accounts?

kmart00,

You wrote, I am opening an acocunt for DD. She made a few dollars doing some baby modeling, and I want to move the funds into a brokerage and invest in an index fund or ETF

My question is this:

What exactly are
[more]

Wed Apr 15

NL

Boards Post

joelcorley replied to the Index Funds board. 5:41 PM

Re: Equity Indexed Annuity?

Advnturer,

The post you are responding to is over 17 years old. I doubt he's still interested.

Also I've found variable annuities tend to be a lose-lose proposition. Over the long run, a passive index mutual fund always wins in all [more]

Mon Apr 13

NL

Boards Post

joelcorley replied to the Bonds & Fixed Income Investments board. 1:53 PM

Re: Newbie to Bonds

coolprash,

You wrote, Personally I wouldn't pt bonds in a ROTH.

I'd put equities as they generally grow faster and in 30 years when they are 10 times larger vs. bonds, no taxes on them.


I look at it differently. [more]

Sun Apr 12

NL

Boards Post

joelcorley replied to the Options Beginners board. 12:13 AM

Re: Selling Premium

davidbjonas,

You wrote, I had mistakenly thought that SPY mirrored the S&P500. Thank you for straightening me out.

SPY does mirror the S&P 500. It's a heavily traded ETF who's value is roughly 1/10th the index. Given [more]

Sat Apr 11

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:19 AM

Re: focus this and next year on paying off debt?

shaselai,

You wrote, My primary CC is for any spending that accepts CC - plus it is a great rewards card (Barclay arrival +).

OUCH! You do know this card has an $89 annual fee? Sure, it's waived for the first year, but [more]

Wed Apr 1

NL

Boards Post

joelcorley posted to the Credit Cards and Consumer Debt board. 8:33 PM

TMF: The Kiddie Card

I thought today's Gardner brother announcement was board-appropriate.

[more]

Tue Mar 31

NL

Boards Post

joelcorley replied to the Options - You Make the Call board. 5:22 PM

Re: I still don't fully understand time value

Demotage,

You wrote, I don't understand if there is an actual metric that tells you what time value 'should' be, or whether it is just basically bid up and down by the market.

I believe it's usually by the market, if there is [more]

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 3:38 PM

Re: selling a timeshare

PSUEngineer,

You wrote, Uh oh. My great grandmother lived to 107.

Women tend to live a little longer and she sounds like she might be a statistical outlier. But if I were you, I'd still plan for your money to last almost that [more]

Mon Mar 30

NL

Boards Post

joelcorley replied to the Options - You Make the Call board. 7:37 PM

Re: I still don't fully understand time value

Demotage,

You wrote, I'm just thinking about other options trades, and I want to understand what I'm doing. ...and I still apparently don't fully understand time value yet.

I'm no expert ... but as I understand it, an [more]

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 4:13 PM

Re: selling a timeshare

JAFO31,

You wrote, Would not 90% be closer to 2 standard deviations then 1 std dev?

Ouch. It's been a very long time since I took statistics, so I had to look it up. You're right. On a normal distribution, one standard [more]

Thu Mar 26

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:40 PM

Re: selling a timeshare

SeattlePioneer,

You wrote, My general plan is to sell off my home and rental property by the time I'm 75 (should I live another ten years)

According to the social security administration, if you were 75 today you should [more]

Fri Mar 20

NL

Boards Post

joelcorley replied to the Lumber Liquidators, Inc. board. 2:54 AM

Re: LL

CaptJas,

You wrote, That's like saying anyone who buys an automobile is going to have an accident,because cars are known to be involved in accidents.

You really do like inappropriate analogies and completely misconstruing [more]

Mon Mar 16

NL

Boards Post

joelcorley replied to the Lumber Liquidators, Inc. board. 5:30 PM

Re: LL

CaptJas,

You wrote, Re read my comments Joel.
If you read the transcript from the testing, you will see that LL DID have some samples
pass and others didn't.


Re-read my point. US law doesn't have any effect on Chinese [more]

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CAPS Stats & Trivia

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 6504
Recs Received 13293
People who have rec'd these posts 1425
Recs to Posts Ratio (last 30 days) 1.90
Threads Started 290
Threads Started Percentage 4.46 %
Most Frequent Board Credit Cards and Consumer Debt
Very First Post Re: CE explain microcode vs code morph (11/6/2000)
Percentage of Posts Rec'd 68.50 %
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