joelcorley’s Activity

Wed Jul 2

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:50 PM

Re: Disputing a CA bill?

cabinsmama,

You wrote, I've written a dispute letter to ARM, asking for verification. They're offering to settle a $469 claim for $399, but I don't want to do anything without seeing some documentation.

Does this sound right, or
[more]

Mon Jun 30

NL

Boards Post

joelcorley replied to the Bonds & Fixed Income Investments board. 9:51 PM

Re: buy/write IBKR if interested

tiberko,

You wrote, The preferred UBP-D is very safe ...

I would beg to differ. UBP is a very small REIT with a market cap of about $160M. The common has only traded 2 blocks in the past 5 days.

UBP-D has only 1M [more]

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:58 PM

Re: I paid off card; bank cut cash advance lmt

stevenjklein,

What's a "cash advance limit"? ... And why would I need one?! ;-)

Seriously though, cash advances come with a huge cost to the card user and a huge risk to the bank. People should only take one in a dire [more]

Tue Jun 17

NL

Boards Post

joelcorley replied to the Index Funds board. 8:59 PM

Re: Index Fund diversified portfolio

culcha,

You wrote, How come? You don't mean this as a general rule, do you? Isn't the one with the lower expenses the one to go with? Isn't that the deciding factor?

Yes, it is.

Also, In my own case, I'm putting [more]

Mon Jun 16

NL

Boards Post

joelcorley replied to the Foolish 401(k)s board. 5:31 PM

Re: My 401-K

irishf99,

You wrote Thank you for your insight. To begin with I know very little about the ins and outs of a 401-k or Roth as you can tell. To you it's only $86,000, to me coming from a poor family with no degree it's an amazing thing. I [more]

Mon Jun 9

NL

Boards Post

joelcorley replied to the Foolish 401(k)s board. 6:09 PM

Re: My 401-K

irishf99,

You wrote, Let's say that you have $86,000.00 in your 401 and for whatever reason when you started it you chose not to pre tax and handle the taxes when I took out the funds instead. Did I screw up by doing this? If I took all [more]

Mon Jun 2

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 8:23 PM

Re: Credit Card Security

aj485,

You wrote, By provider, you mean the retailer/business? I am not aware of any laws/rules that says that there is a maximum time limit as to how long they can store your card number. At a minimum, they would probably need to keep [more]

Mon May 5

NL

Boards Post

joelcorley replied to the Online Banking board. 5:34 PM

Re: Kasasa

MetallicaRocks,

You wrote, I just read an article on Fox Business where many smaller community banks are bandying together into this Kasasa network to offer much higher rates on checking and savings. One of the banks listed was this [more]

Thu May 1

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 4:49 PM

Re: Getting out of credit card debt

believe2achieve,

You wrote, I am definitely only considering settling debts myself w/o a debt settlement company. I had some issues last year that negatively affected my employment, so I fell behind on my cards and now have a lot of them [more]

Wed Apr 30

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 4:21 AM

Re: Getting out of credit card debt

NoIDAtAll,

aj485 wrote, If you are going to settle debts, I would strongly recommend that you DO NOT use a company that advertises itself as having being a 'debt settlement' company, but rather, settle the debt with each individual [more]

Tue Apr 29

NL

Boards Post

joelcorley replied to the Wild's Trailer Park Kingdom board. 5:56 PM

Re: Sad TV News...

Capcon,

You wrote, Very disappointing. Can't stand Letterman, but I love Craig. ...

Letterman's replacement, Stephen Colbert, is a riot in the Colbert Report on the Comedy Channel. Excellent political satire. I might have to [more]

Mon Apr 28

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 6:23 PM

Re: Getting out of credit card debt

believe2achieve,

You wrote, I am looking for guidance on credit card debt and options available including settlement. Please let me know if you recommend someone beyond the CCC, who I am already going to see.

Appropriate [more]

Wed Apr 23

NL

Boards Post

joelcorley replied to the Bonds & Fixed Income Investments board. 5:30 PM

Re: Hybrid/Other Annuities

TMFGalagan,

I wrote, BTW, the pass-thru rule on qualified dividends is a significant reason to never to buy something like PFF (iShares S&P US Preferred Stock Index Fund) in a taxable account. This ETF pools qualified and [more]

Tue Apr 22

NL

Boards Post

joelcorley replied to the Bonds & Fixed Income Investments board. 5:04 PM

Re: Hybrid/Other Annuities

coolprash,

I would like to address two points in your post where you wrote, Dangers of buying preferreds.
...
- In default, they fall below bonds in return of capital.
- NOT qualified dividends (so you pay tax rate at your
[more]

Mon Apr 14

NL

Boards Post

joelcorley replied to the Wild's Trailer Park Kingdom board. 5:10 PM

Re: I got to the store....

wildgirl,

You wrote, Poor #2 is gurgling and has blood all over his face. On the new bed I just got him!

...

So, I used my Shout bottle to get the stains out of the bed ...


Use hydrogen peroxide for blood. [more]

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:05 PM

Re: Paid off my chase card!

neveragain,

You wrote, Oops, didnt know she was taken. :) Hope u appreciate what you have , she's a smart cookie, and very generous.

No worries. After nine years, I think I know.

FWIW, we met on TMF: [more]

Fri Apr 11

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 5:54 PM

Re: Paid off my chase card!

neveragain,

You wrote, I think I have a crush on you, aj485. ...

I don't think she swings that way, but I can ask her when I get home this evening... ;-)

- Joel

Thu Apr 10

NL

Boards Post

joelcorley replied to the Credit Cards and Consumer Debt board. 8:01 PM

Re: Why I know how important credit repair can be

Barry122,

You wrote, Has anyone ever used http://socheapcreditsweep.com?

This hooky website says, I’m going to tell you about a Top Secret Method that the credit “SWEEP!”… [more]

Fri Feb 7

NL

Boards Post

joelcorley posted to the Credit Cards and Consumer Debt board. 7:47 PM

No More Signing of Credit Card Receipts

Fools,

Read The Wall Street Journal Blog entry: "The End of the Swipe and Sign Credit Card." [more]

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 6378
Recs Received 12920
People who have rec'd these posts 1397
Recs to Posts Ratio (last 30 days) N/A
Threads Started 289
Threads Started Percentage 4.53 %
Most Frequent Board Credit Cards and Consumer Debt
Very First Post Re: CE explain microcode vs code morph (11/6/2000)
Percentage of Posts Rec'd 68.12 %
Show joelcorley’s 10 Latest Posts