jjaym’s Activity

Mon May 18

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Boards Post

jjaym replied to the Berkshire Hathaway board. 8:01 AM

Re: How many different positions do you have?

All of our investments are in a 401(k), Traditional IRA and Roth IRA accounts. My wife is looking at retirement in 5-10 years. I'm already there, but not drawing from retirement accounts yet.


The 401(k) is split more or less equally [more]

Thu May 14

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Boards Post

jjaym replied to the Berkshire Hathaway board. 3:15 PM

Re: BRK and preventing train crashes

PTS/PTC has been around, at least conceptually, since 1996 when I was working on a proof-of-concept system for Union Pacific (and in conjunction with BNSF) and probably several years longer than that. Not quite sure why it is taking so long to [more]

Thu May 7

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Boards Post

jjaym replied to the Macro Economic Trends and Risks board. 5:55 AM

Re: US dollar worth 31% less than 2009?

Jeff: "I don't think there are many Americans who are paying an average of 35% more across the board than they did in 2009."

Looking at our spending in quicken, I see no evidence of much inflation, at least as it affects our [more]

Tue Apr 21

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Boards Post

jjaym replied to the Credit Cards and Consumer Debt board. 12:42 PM

Re: Hardship Forbearance

Agree with a lot of what AJ says here. Also wondering if you could either rent out the other condo (that you are trying to sell) or move back into it and get rid of the rent. It doesn't make sense to have 3 places, 1 vacant, medium to long-term. [more]

Fri Apr 17

NL

Boards Post

jjaym replied to the Berkshire Hathaway board. 9:47 AM

Re: Languishing Share Price

added this morning @ $140.53. It should work out okay.

Fri Apr 10

NL

Boards Post

jjaym posted to the Value Hounds board. 8:31 AM

Where to find income...

...after selling your bond funds:

"If you move out of your bond funds, you will be faced with difficult choices, and common stocks may offer you a good combination of decent dividend yields, along with the potential for long-term [more]

Wed Apr 8

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Boards Post

jjaym replied to the Retirement Investing board. 5:08 PM

Re: Opinions on Roth Conversion PLease

I'm no tax adviser, but if you'll be in a lower tax bracket after you retire, I'd think you would be better off leaving the money in the traditional IRA. Any money that you roll into a Roth will be taxed at your current marginal rate.

[more]

Tue Apr 7

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Boards Post

jjaym replied to the Credit Cards and Consumer Debt board. 6:16 PM

Re: Discover cash back bonus offer

Well, I've made it through the first two months+, and curiously, I've been in a position where, rather than accelerating purchases, I've been able to put off some things to the next month instead, and still hit the monthly spending amount. [more]

NL

Boards Post

jjaym replied to the Retirement Investing board. 5:53 AM

Re: Timing of Pension Payments


I have taxable accounts, tax deferred accounts (Roths), a 401K (TSP actually) and two pensions (one more in addition to the aforementioned) along with SS....


I'd categorize that as 'a nice problem to have'. Still a good idea to [more]

Sat Apr 4

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Boards Post

jjaym replied to the Living Below Your Means board. 12:05 PM

Re: Free Coffee All Month at Panera Bread

Got the same deal. If it gets people in the door, they may buy something else, and it's not costing them that much for a regular coffee. I'm not likely to make a special trip JUST for coffee. Nearest Panera is about 8 miles away, though there is [more]

Fri Apr 3

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Boards Post

jjaym replied to the Living Below Your Means board. 9:59 AM

Re: What didn't you buy that "everyone else

I remember this thread.
What's changed? (for me)

Cell phone (though I really only use it much when traveling)
MP3 player (not used so much anymore, though)
Nook tablet (use a lot when traveling, mostly for internet)
My [more]

Wed Mar 25

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Boards Post

jjaym replied to the Living Below Your Means board. 10:13 AM

Re: One-way trips? - consider a bus

I did check for megabus, but alas, they discontinued service between Cleveland and Pittsburgh:

[more]

Tue Mar 24

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Boards Post

jjaym posted to the Living Below Your Means board. 7:31 PM

One-way trips? - consider a bus

Was in a position where I needed to deliver a vehicle from Pittsburgh area to my daughter in the Cleveland area and find a way to return for a not-to-expensive price. I had other reasons to be in the area, so stayed a couple of nights, one at my [more]

Thu Mar 19

NL

Boards Post

jjaym replied to the Value Hounds board. 5:02 PM

Re: Bond market ailing

For me, I have a Preferred stock ETF (PFF) which has been doing alright (pays around 6-7% dividend and price has been mostly in the $36-40 range the last few years) and a global utilities etf (JXI) yielding 3-4%, but much more volatile. Beyond that, [more]

Sat Jan 17

NL

Boards Post

jjaym posted to the Credit Cards and Consumer Debt board. 7:52 PM

Discover cash back bonus offer

In the last couple of days, I got an offer from Discover for an extra $400 cash back bonus, if we spend $xxxx dollars with Discover for each of the next 5 months, which is somewhat higher than our average credit card spending.

I'm trying to [more]

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Boards Stats & Trivia

Three stars, 500 posts Old School Fool
Board Posts 864
Recs Received 1083
People who have rec'd these posts 639
Recs to Posts Ratio (last 30 days) N/A
Threads Started 203
Threads Started Percentage 23.50 %
Most Frequent Board Living Below Your Means
Very First Post Re: BFF+BS&P30 - 5/28/99 (5/29/1999)
Percentage of Posts Rec'd 43.75 %
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