foo1bar’s Activity

Sun Aug 17

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 8:14 PM

Re: Contribute, Sell, or Wait

Should we withdraw from the current period of the ESPP and put into savings, or sell after shares (are purchased 15% discount on ending date) just before to use on the down payment?

So house purchase will be after end of the ESPP [more]

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 8:07 PM

Re: Savings or Payoff earlier

Is it better to pay more than is owned on auto loan and student loans to pay them down fast over the long term, or take that “extra” money and use towards a down payment?

1> what will your ratios be like (debt to income)
2> [more]

Sat Aug 16

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 2:56 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

What instruments do you consider to have the same level of safety on a passive basis as an IUL?

I see you're asking Dave - although I don't know why, since you just quoted where he says there is none.

Personally, I think [more]

Mon Aug 11

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 11:48 AM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

And what if you started in 1984 and you need $575K in 2004?
What? Not realistic you say?
"Sure, COULD be realistic... "


IMO it's far more reasonable than needing the amount you invested 1 or 2 years after you [more]

Thu Aug 7

NL

Boards Post

foo1bar posted to the Tax Strategies board. 3:54 AM

AMT and solar PV tax credit

I'm thinking about installing a solar PV system.
A large factor in calculating how long it will take to pay for itself is what I get for credit on taxes.
I haven't figured out yet exactly where the renewable energy credit gets onto my 1040. [more]

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 3:20 AM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

If you start with $100k plus some standard monthly contribution in 2007, and you run into trouble and need that $100k in 2009, 2010
And what if you started in 1984 and you need $575K in 2004?
What? Not realistic you say? IMO it's much [more]

Tue Aug 5

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 4:21 PM

Re: Generator

I'll probably just do a couple and then walk around and multiply, or better yet, read the wall-wart and see if it says.

Turn off the AC, furnace, refrigerator, and anything else with a motor.
Then read the meter and see how much [more]

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 11:56 AM

Re: Sell it yourself?

title company?

its a cash deal, no mortgage.


Even with a cash deal, doing a title search is a very good idea. Doing title insurance is also a good idea. A search is something I'd require if I were the buyer. And insurance I'd [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 11:50 AM

Re: Generator

Your example shows a 15 amp input, but I see they have them for any amount. A 50 would do me fine

50A, 220V is a lot.
1> Are you sure your generator isn't going to max out at 220V, 30A anyhow?
2> does your generator have [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 3:55 AM

Re: Generator

they boost that 120v/220v/ on back up to 10kv or more
It does indeed.
I think around here its 12kV - although I'm not sure what actual voltage would be in a back-feed where the generator is inadvertantly supplying power to the [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 1:55 AM

Re: Generator

[Linemen] die from that sort of error... Not something I'd ever want on my conscience, just do it right make it safe for everyone..

Most likely the lineman would short the wires to ground, and it'd fry the generator. :)
But it is [more]

Mon Aug 4

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 8:58 PM

Re: Generator

Now I take a heavy duty cord which I will make, with a male-male plug

That's frowned upon.

Here's a better solution:
put in an interlock.
Something like this:
[more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 5:57 PM

Re: Worx Aerocart

I thought we were talking about the Worx cart.
If you click on the subject, you can see what post someone is replying to.
I was replying to Agg97's post about a rubbermaid yard cart.
The Worx cart doesn't have narrow [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 3:13 PM

Re: Worx Aerocart

Capacity says 300 lbs and 3 cubic feet

No - it says quite clearly 7.5cu feet.

"The Rubbermaid 7.5 cu. ft. Plastic Yard Cart offers a wheeled cart for heavy-duty use around the yard."


It would [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 3:10 PM

Re: Worx Aerocart

"Filling that cart with just water would put it over the max load."

I think you need to redo your math.


Ok - sure. lets redo the math.

From the HD webpage:
300 pound max load
7.5cu ft. [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 2:00 PM

Re: Sprinkler system question

Why would using well water make it okay?

Isn't part of the problem that we are using up the aquifer water faster than it can be replenished?


It depends on where you are.

Here the water authority puts water into ponds [more]

NL

Boards Post

foo1bar replied to the Building / Maintaining a Home board. 1:52 PM

Re: Worx Aerocart

I'd rather have a wider wheel - those wheels look pretty narrow (and therefore likely to sink in.)

I'm also not sure about the 300 lb max load... I've put 300 (maybe 360?) on a wheelbarrow, and while it wasn't easy to move and was heavy, it [more]

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 1:31 PM

Re: Fence-sitting

An anonymous poster claiming to be a lawyer?
You just don't seem to get it.
Let me be very clear:
No posts on TMF are anonymous.

You may not know my real name or JAFO's, but that just means you haven't tried very [more]

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 12:12 PM

Re: Fence-sitting

So why the phony anonymous disclaimer? It's silly…always has been.
Well, it's not anonymous.
Anyone who wants to file a suit could subpoena TMF to find out the email address behind a given account. And from there they can find out the [more]

Sun Aug 3

NL

Boards Post

foo1bar replied to the Buying or Selling a Home board. 2:49 PM

Re: Two Unorthodox Ways to Pay Off a Mortgage Ea

Perhaps you are getting confused by unecessarily loading constraints or meanings to the term 'borrow.'

I wouldn't be surprised if that's the case.
Which is why YOU, Dave, need to stop unnecessarily adding new meanings to the term [more]

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