danbobtx

Daniel Johns

danbobtx’s Activity

Yesterday

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danbobtx replied to the Credit Cards and Consumer Debt board. 10:23 PM

Re: where to begin

OP

Are any of the accounts already past due or over their credit limits?

Do you and your daughter have anything you don't need and can sell, return, or otherwise get some value out of?

Returning, if you can get cash or [more]

Sun Sep 7

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Boards Post

danbobtx replied to the Living Below Your Means board. 11:00 AM

Re: Handling an increase in income

All

Thanks for the food for thought - I don't mean to demean DH contribution, since she takes are of a lot of things she takes care of but I handle 80% of the cooking, most laundry, most grocery shopping, and a lot of other stuff. There is a [more]

Sat Sep 6

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danbobtx replied to the Living Below Your Means board. 11:06 PM

Re: Handling an increase in income

Housekeeping is something I already help with and we will likely be getting some help with. I'm good on that front, but the calculus is cold.

Childcare would be more of a challenge, but both schools have aftercare programs. I'll look into [more]

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danbobtx replied to the Living Below Your Means board. 9:36 PM

Re: Handling an increase in income

Kind of a broad reply -

If we have to move, company will provide significant relocation assistance, and some pay raise for COLA.

I can get a match on the first 6%, and direct upto 20% into a mix of accounts. I'll need to look into [more]

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Boards Post

danbobtx posted to the Living Below Your Means board. 3:21 PM

Handling an increase in income

All

Family has been LYBM or near it for the past several years, getting a little bit in retirement savings, and a small (but no where near fully funded) e-fund in place. I recently received a job offer that will substantially increase take [more]

Sun Aug 24

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Boards Post

danbobtx replied to the Building / Maintaining a Home board. 4:43 PM

Re: Clothes dryer repair

Tk

A similar replacement is about $450, and parts looks to be about $100.
In that vein, my calculator suggests it isn't worth the price of a service call + parts, but if I can do it myself and show the kids how to fix something, even if [more]

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Boards Post

danbobtx posted to the Building / Maintaining a Home board. 2:13 PM

Clothes dryer repair

Ok guys and gals -

We have a 12 year old front loading fridgeaire electric dryer. It is tearing some clothes, and getting others stuck between the drum and the front seal, resulting in dirty streaks where the clothing rubs. I'm also getting [more]

Sun Aug 3

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Boards Post

danbobtx replied to the Credit Cards and Consumer Debt board. 6:42 PM

Re: Update and question

Neveragain -

If I understand correctly, you have another BT offer 0% till July 2015, but a 4% transfer fee. If you use the BT, you'll have an account closed out in Sept/Oct instead of Nov/Dec?

This is really a math question, but it [more]

Mon Jul 7

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Boards Post

danbobtx replied to the Living Below Your Means board. 10:02 PM

Re: Repairman's Bill

I'd go with MisterFungi on this -
It sounds like the folks that were living there were flushing unflushable material, and probably did not stop after the first call. Based on the report, you might have legitimately had 2 or more separate [more]

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