danbobtx

Daniel Johns

danbobtx’s Activity

Sat May 21

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Boards Post

danbobtx replied to the Building / Maintaining a Home board. 11:53 AM

Re: Two baths or not two baths, that is the question

*Whoops

so the house has 4 bedrooms "as built" in 1960. These are slightly small by new construction standards in this region.

There is a segment of the house that is on the opposite side of the house from the other [more]

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danbobtx posted to the Building / Maintaining a Home board. 11:32 AM

Two baths or not two baths, that is the question

Background -

We have an early 1960's era ranch. 2500 square feet, 4 bedrooms*, 1 full bath (common) 1 powder room, 2 toilet/shower combos. One of the toilet/ shower combo baths is off the master bedroom.

DW would like to combine the [more]

Tue May 17

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danbobtx replied to the Living Below Your Means board. 7:58 PM

Re: [Rant warning!] Adios to Quicken

For someone more into spreadsheets, but looking to avoid the tedium of data entry, you might check out Tiller:

https://www.tillerhq.com/how-it-works/

They automatically download [more]

Wed May 11

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danbobtx replied to the Retirement Investing board. 12:17 AM

Re: Imminent retirement

IMHO, some blend of the "C" fund and "F" fund is probably best but the specific mix is probably needs to be based on your personal circumstances. Meeting with a financial advisor (provided by the TSP? or a fee only advisor) to [more]

Mon May 2

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danbobtx replied to the Retirement Investing board. 8:13 PM

Re: "Rich person" question

If he hasn't already done so, talk to an estate planner, particularly if he or any heirs lives in a state that will want a chunk of that change.

if he wants the $1 million in readily available liquid assets, split the amount between 4 [more]

Sat Apr 30

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danbobtx replied to the Building / Maintaining a Home board. 2:49 PM

Re: Hypothetical cooler question

The question on keeping the water depends on how much the temperature has climbed in the fridge by the time you go to add the ice.

If the fridge and water are rapidly approaching the only 35 degrees less than ambient, then the water is not [more]

Sat Apr 23

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danbobtx replied to the Building / Maintaining a Home board. 8:24 PM

Re: Mower deck mandrel replacement

Last comments

Ultimately, it looks like penetrating oil did the trick and I got the old mandrel off. Used tap to thread new part - went fairly smoothly, but in 3 of 4, I was not perfectly square. I opted to terminate the threads a about 3/8 [more]

Thu Apr 21

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danbobtx replied to the Building / Maintaining a Home board. 10:54 PM

Re: Mower deck mandrel replacement

Little update -
got the tap and die set today, but haven't opened it up yet. took mower deck off, and made some attempts at the bolts holding the old mandrel on using a socket wrench, a Dewalt cordless impact wrench, and a good old 3lb sledge. [more]

Wed Apr 20

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danbobtx replied to the Building / Maintaining a Home board. 10:08 PM

Re: ceiling fan medallion

Before the fan guys come out, I'd try a dry test on the ceiling elsewhere in the room - see how much painters tape is required to hold it firmly to the ceiling for 2 hours, or what ever the time needed for liquid nails.

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danbobtx replied to the Building / Maintaining a Home board. 9:03 PM

Re: Mower deck mandrel replacement

Parts came in today - as noted, the casting has no threads and the bolts are a fairly fine thread (machine thread?). Planning on pickign up a tap and die set tomorrow. The metal on the casting looks like a fairly lightweight alloy. Assuming I can [more]

Sat Apr 16

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danbobtx replied to the Building / Maintaining a Home board. 4:46 PM

Re: Mower deck mandrel replacement

here is a video of it being done. I got this.
https://www.youtube.com/watch?v=6pH7aZRdhfk


hints or suggestions still appreciated

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danbobtx posted to the Building / Maintaining a Home board. 3:37 PM

Mower deck mandrel replacement

Mower has decided either a bearing or something else in one of the mandrels is dying/nearly dead. The parts aren't that expensive - is this something reasonably in the realm of the homeowner?

This is the part in question:
[more]

Mon Apr 11

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danbobtx replied to the Retirement Investing board. 8:38 PM

Re: Where do you park your E-fund?

Jonathan,

Unemployment for 1 year would see me needing to cover expenses of say $60,000, which I couldn't see doing on CC. Although I've changed jobs, I have not been unemployed since high school.

But for those in the thread [more]

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danbobtx replied to the Retirement Investing board. 5:58 PM

Re: Where do you park your E-fund?

All - I appreciate the replies. Even those that are a bit critical.

Context on what an E-fund needs to be able to cover for us:
Currently a 1 income household, so E-fund should be able to cover a period of extended joblessness*. Highly [more]

Sun Apr 10

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danbobtx posted to the Retirement Investing board. 8:30 PM

Where do you park your E-fund?

Background:

True cash/near cash E-fund will cover roughly 2 months. Presently building e-fund, with a 5 year goal building it to cover 12 months of expenses.

When a we get to that 12 month e-fund, baring a major crash or major bull [more]

Mon Apr 4

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danbobtx replied to the Real Estate Investing board. 7:38 PM

Re: Elevation

A couple of comments - a GPS with 10 cm accuracy is typical advertising the horizontal accuracy and not vertical.

If you do get a gadget, remember how you hold it/height above actual ground level will be important.


If the [more]

Sun Apr 3

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danbobtx replied to the Real Estate Investing board. 11:52 PM

Re: Elevation

You might look into these mapping products:
http://www.fws.gov/wetlands/
National Wetlands Inventory - this is more of a wildlife appraisal based on aerial photos, and not all floodplains are [more]

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danbobtx replied to the Real Estate Investing board. 10:16 PM

Re: Elevation

If you are going to try with a phone, make sure you are using one with a barometric altimeter, and that whatever app you are using is compensating for the current local weather.

Consumer phones and GPS devices that use a GPS signal and not [more]

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danbobtx replied to the Real Estate Investing board. 9:43 PM

Re: Elevation

You can use google earth to get an approximation of the elevation, but it lacks the floodplain data and is only as good as the data source it used for the local control. For instance, on the Texas coast, I think its mostly LiDAR based and good within [more]

Fri Apr 1

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danbobtx replied to the Credit Cards and Consumer Debt board. 12:12 AM

Re: Update (April 2016)

Nicely done.

Out of curiousity, what is the current balance on your debt pay-off emergency funds?

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