buzman

G.M. Livingston III "Buz"

buzman’s Activity

Tue Oct 14

NL

Boards Post

buzman replied to the Retirement Investing board. 10:50 AM

Re: IRA / Disabled Veterans

You do not a 1% load on Class C shares.

There is a 1% redemption fee on shares held less than one year.

[more]

Mon Oct 13

NL

Boards Post

buzman replied to the Retire Early Liberal Edition board. 6:58 PM

Re: What's making you happy?

Two Saturdays ago, a sea turtle played with me.

Most of the time when a turtle sees my kayak they shoot away but this one would just go to bottom. Then it would come back up then go back down.

I've never seen turtle hang out so [more]

Wed Oct 8

NL

Boards Post

buzman replied to the Retirement Investing board. 10:12 AM

Re: Senate Finance Cmte Chair on 'Retirement Cri

>>>All I know is that everyone would be screwed if you privatized Social Security and turned it over to Wall Street.

intercst<<<

Screwed, tattooed and not get kissed.

buzman

Tue Oct 7

NL

Boards Post

buzman replied to the Retirement Investing board. 10:58 AM

Re: Senate Finance Cmte Chair on 'Retirement Cri

>>>>In conclusion, the minor children would receive 75% of what the parent was eligible to receive at the time of their death. The amount a family (the three children) can receive is also capped at something like 150% of the dead person's [more]

Fri Oct 3

NL

Boards Post

buzman replied to the Retirement Investing board. 4:19 PM

Re: Fidelity: Ideas for MRDs

>>>So given a constant income, I see his point, but for us the forced RMDs of the TIRAs are quite likely to force a spike in taxes after 70 1/2.<<<<

That was the deal you made.

You got to reduce your taxes by [more]

NL

Boards Post

buzman replied to the Retirement Investing board. 11:42 AM

Re: Fidelity: Ideas for MRDs

http://www.kitces.com/blog/why-a-roth-conversion-may-be-a-ba...

I like the idea of Roth conversions but Kitces is a [more]

NL

Boards Post

buzman posted to the Retire Early Liberal Edition board. 11:38 AM

Unemployment Rate Drops...Again

http://data.bls.gov/timeseries/LNS14000000

Data sure to ruin a conservative's weekend, unemployment numbers are the lowest since July 2008.

So much for socialism...

Thu Oct 2

NL

Boards Post

buzman replied to the Retirement Investing board. 11:14 AM

Re: Fidelity: Ideas for MRDs

Don't be silly, of course not and there is no law against saving in an after tax account either.

It comes down to personal responsibility, like Mitt Romney said.

Plus you have to live to 70 before it's an issue. The graveyard is [more]

NL

Boards Post

buzman replied to the Retirement Investing board. 10:36 AM

Re: Fidelity: Ideas for MRDs

>>>Whether you call it an RMD or not, the tax question is interesting for those of us who did most of our early saving in sheltered accounts without properly considering the implications of the delayed tax costs.<<<

If you [more]

Fri Sep 26

NL

Boards Post

buzman replied to the Retirement Investing board. 3:18 PM

Re: Handing Over the Investment Reigns

At his age he would likely appreciate an E-book.

If You Can: How Millennials Can Get Rich Slowly [Kindle Edition]

By William Bernstein

Great advice

Thu Sep 18

NL

Boards Post

buzman replied to the Retire Early Liberal Edition board. 4:40 PM

Re: Inside the Mind of a Teabagger

>>>Mrs. Bishop said Ms. Grimes was “with Obama on everything,” and she called the president “the worst we’ve ever had.”<<<

At least race has nothing to do with her thought process...glad we clear that up.

Thu Sep 11

NL

Boards Post

buzman replied to the Retirement Investing board. 6:35 PM

Re: On line SS advisors?

>>> am considering the "file and suspend" tactic to boost my check when I start getting it again. (I am 67, started taking bennies at 62<<<

While that dog won't hunt, you may have some planning opportunities [more]

NL

Boards Post

buzman replied to the Retirement Investing board. 6:28 PM

Re: On line SS advisors?

The most professional long term posters on these boards in my experience are--

sBuzman cfp
BruceCM cfp
JAFO31 attorney
CABob unkn


Thank you very much for your kind words.

Look on the Garrett Planning [more]

Fri Aug 29

NL

Boards Post

buzman replied to the Retirement Investing board. 3:04 PM

Re: won the game: retiring on $2M, how to handle

How do they know they won if they ignore inflation?


In 35 years w/ 3% inflation you would need over $110K to match 40K in today's dollars.

Thu Aug 14

NL

Boards Post

buzman replied to the Estate Planning and the Fool board. 5:59 PM

Re: Generation Skipping Trusts

GST lock up assets so the corpus doesn't go your children but the next generation.

Is it prudent to lock up assets for the responsible child in order to protect the irresponsible one? That's what one GST will do.

Tue Aug 12

NL

Boards Post

buzman replied to the Retire Early Liberal Edition board. 4:07 PM

Re: Top 10 Corrupt States

Seven solid reds but FL should be number one.

Wed Aug 6

NL

Boards Post

buzman replied to the Retirement Investing board. 10:07 PM

Re: What is a good rate of return for IRA?

Consider looking for someone who uses passive investments and 1.5% for strictly investment advice & no financial planning is sort of high, but it's your money.

[more]

Tue Aug 5

NL

Boards Post

buzman replied to the Retire Early Liberal Edition board. 9:55 AM

Re: LTC Insurance

Some of the policies that are sold now don't cover as much as the policies of the past.

LWW

----------------------------------------------------------------------
All of the policies that are sold now don't cover as much...

Mon Aug 4

NL

Boards Post

buzman replied to the Retire Early Liberal Edition board. 3:30 PM

Re: LTC Insurance

>>>What do you folks think and how are you planning (if at all) for LTC?<<<

In our financial plan I have an inflation adjusted $50K five year spending goal beginning at age 81.

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 4285
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Recs to Posts Ratio (last 30 days) 4.40
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Percentage of Posts Rec'd 42.15 %
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