buzman

G.M. Livingston III "Buz"

buzman’s Activity

Sun Mar 6

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Boards Post

buzman replied to the Retirement Investing board. 8:22 AM

Re: A 403 (b) is like a 401 (k) except it's not.

>>>• Only high-cost annuities and custodial mutual funds are allowed as investment options (no E.T.F.s or C.I.T.s are used) <<<<

NOt exactly true, over the years I have seen a few 403b plans with the Vanguard S&P 500 [more]

Fri Feb 19

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Boards Post

buzman replied to the Retire Early Liberal Edition board. 10:25 AM

Re: Social Security mistakes - seeking advice

>>>CountNoCount suggests,

How about raising the limit on Social Security taxes?<<<

Fine with me, but explain how the following is equitable.

70 year old retired couple: 50K RMD, cap gains & interest, [more]

Thu Feb 18

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Boards Post

buzman replied to the Retire Early Liberal Edition board. 9:01 PM

Re: Social Security mistakes - seeking advice

>>>>Since everyone agrees we have to do something to shore up SS finances, I wonder how much SS could save by eliminating dual eligibility? (i.e., if you apply for survivor benefits, we won't let you also take advantage of delaying your [more]

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buzman replied to the Retire Early Liberal Edition board. 8:53 PM

Re: Social Security mistakes - seeking advice

>>>In the case of widow/widowers, SS only pays survivor a percentage of benefits that the deceased spouse was collecting. And the survivor cannot collect more than what deceased was projected to collect during their life [more]

Tue Feb 9

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buzman replied to the Retire Early Liberal Edition board. 10:32 AM

Re: SS Benefit Cut

"I don't have a problem with wealthy retirees getting the same COLA as everyone else."

Translation: Give me mine, make someone else pay more.

Don't mean pick on you, John, but it's a position so many older liberals take. [more]

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buzman replied to the Retire Early Liberal Edition board. 10:29 AM

Re: SS Benefit Cut

I don't have a problem with the change but don't kid yourself it wasn't just the 1% taking advantage of file and suspend or restricted applications. I have a client, stay at home mom, who will end up with less money.

My problem is Senators [more]

Mon Feb 8

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buzman replied to the Retire Early Liberal Edition board. 4:09 PM

Re: Somebody must have made some $$$

>>Carolina was favored by 5 1/2 points. Whoever bet on the Broncos must have made some money tonight.<<<

Point spread doesn't affect how much money a bettor wins.

Odds like 2-1, 15-2 would.

I haven't placed a [more]

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buzman replied to the Retire Early Liberal Edition board. 4:02 PM

Re: SS Benefit Cut

Closing the loophole allowing a reboot at a higher level? That hurts me, too, but it is only usable by those with higher net worth. Not a fair deal for those SS was primarily designed to help.

End of file and suspend, a loophole
[more]

Sat Feb 6

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Boards Post

buzman posted to the Retire Early Liberal Edition board. 7:57 AM

SS Benefit Cut

Haven't posted in months but wondered how RELE felt about SS changes.

I like Obama, Sanders and Warren but they signed off on a SS benefit reduction for me.

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 4331
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