Windowseat

Windowseat. Or Nancy. Whatever

Windowseat’s Activity

Yesterday

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 44 minutes ago

Re: The Powers That Be

What kind of heat?

Oil. The landlords live downstairs, and it's their furnace. My electric bill covers just the apartment. Light, refrigerator, and so on. My gas bill covers the stove.

I know I'm very fortunate in having [more]

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 7:31 PM

Re: The Powers That Be

I was in Lowes about 2 weeks ago, and they now have 60/75/100 watt equivalent LED light bulbs.

I keep small kitchen appliances (microwave, stand mixer, etc) on power strips that I keep off unless I'm about to use a specific
[more]

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 7:24 PM

Re: The Powers That Be

Unplug items when not in use that use "phantom" electricity such as cable/satellite TV box, printer, phone charger, electric toothbrush charger, DVD player, receiver.

DO you have a kill-o-watt meter or can you borrow one? Plug
[more]

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 6:31 PM

Re: The Powers That Be

What region are you in?

Massachusetts. I suspect the other New England states are looking at the same problem. There's a bottleneck in terms of natural gas supplies: there aren't enough pipelines to carry sufficient natural [more]

NL

Boards Post

Windowseat posted to the Living Below Your Means board. 3:00 PM

The Powers That Be

We have been informed, by our friendly local electric company, that our electric rates are likely to go up 30% this winter.

Three-Zero.

Thirty Percent.

So I thought I'd ask for power saving tips in case I missed [more]

NL

Boards Post

Windowseat replied to the Budgeting board. 12:30 PM

Re: Categories

It takes a couplefew days each direction to transfer money, making it a good place for "out of sight, out of mind".

Exactly. And they have buckets, so you can have money sent to insurance accounts, or e-fund accounts, or [more]

Tue Sep 30

NL

Boards Post

Windowseat replied to the Budgeting board. 10:40 PM

Re: Categories

And I am going to open a savings account to put that money in.

If you make it an online account, rather than at your brick-and-mortar, you won't be seeing it every time you look at the amount in checking. And it would take an extra [more]

NL

Boards Post

Windowseat replied to the An Open Letter board. 6:17 PM

Re: An Open Letter

For someone who is stress averse, she has certainly chosen some stressful careers.

Ya think?

Some nice career doing medical coding or something that she could do in an office without having to deal with clients/patients/etc [more]

NL

Boards Post

Windowseat replied to the Penguin Place board. 3:22 PM

Re: Off on a tangent

First, massive hugs.

(((((Hardboiled)))))

If you've already gone through this once, it can do a real job hearing it again.

When I was diagnosed all those years ago, I founded a board called Surviving Cancer. It's been very [more]

NL

Boards Post

Windowseat replied to the Budgeting board. 2:59 PM

Re: Categories

A lot of people just use spreadsheets, as Imp pointed out.

You start by entering your known expenses for the month: mortgage, utilities, approximate food costs (until you're ready to have an accurate amount for food) and so on. Then, you [more]

NL

Boards Post

Windowseat replied to the Windowseat's View board. 8:49 AM

Re: Mothers.

I imagine the mother does not get a chance to "get out" very often and wants to do every single thing she can while she is in someone's car. Best not to go clothing shoppings.

She gets out quite a bit. The only reason I [more]

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 8:42 AM

Re: How Not to be Poor

I have a close friend who is always lamenting that she and her husband live paycheck-to-paycheck and that they won't be able to retire until their 70s. While they don't make big salaries, between them they do have a decent income and relatively [more]

Mon Sep 29

NL

Boards Post

Windowseat replied to the An Open Letter board. 5:55 PM

Re: An Open Letter

It's not extravagant.

To some people, no. But remember, her entire income is what she gets for Disability. She hasn't worked in months, and she can only work up to ten hours a week even if she could hold down a job. She panics under [more]

NL

Boards Post

Windowseat replied to the An Open Letter board. 4:28 PM

Re: An Open Letter

friends like this are called users.

No, not really. I don't see her all that often. But we met back when we were both studying to be paralegals, and we've kept in casual touch. It's just that I can see what is going to happen, (like [more]

NL

Boards Post

Windowseat posted to the An Open Letter board. 3:45 PM

An Open Letter

To My Friend,

I didn't know you when your career in Social Work crashed and burned.
I didn't know you when your marriage crashed and burned.
I did know you when your career as a paralegal crashed and burned.
I did know you when [more]

NL

Boards Post

Windowseat replied to the Credit Cards and Consumer Debt board. 3:28 PM

Re: One CC left - Advice?

Is there a way to turn debt repayment into a game that's more engaging than just making the payment every 2 weeks?

Some people make paper chains. One link for every thousand, or hundred, or however they want to break it down. Every [more]

Sun Sep 28

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 9:17 PM

Re: Money Concerns @ $125K/yr.

If you ever moved down here, well, I Have A Spreadsheet.

Only one?

Nancy

NL

Boards Post

Windowseat posted to the Windowseat's View board. 10:34 AM

And then there's amazingly stupid.

This might require something stronger than a sign.

A guy out in Arizona worked at a FedEx place sorting items. A small package came through, and he pocketed it. Later he checked the contents and found a ring.

He swapped the ring for [more]

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 12:22 AM

Re: Money Concerns @ $125K/yr.

And more importantly, any person buying a house in this area, especially someone who graduated from Carnegie-Mellon and therefore I assume can do basic math, should generally know the property tax hit before buying the house and will budget for it [more]

Sat Sep 27

NL

Boards Post

Windowseat replied to the Living Below Your Means board. 6:07 PM

Re: Money Concerns @ $125K/yr.

Okay, definitely they bought more house than they could afford. But the line from the article: "reasonably priced Plano" makes it sound as though that's a standard amount in the area. It's clear that while the house might be reasonably [more]

Show More Activity ...

CAPS Stats & Trivia

CAPS Player Rating < 20
Player Rank 0 out of 75047
Score -29.60
Score Change Today +0.65
Accuracy 22.22%
Active Picks 0
Total Picks 9
Best Pick MMM (+3.86)
Worst Pick JNJ (-14.79)
Average Score per Pick -3.29
Charms Earned 0
Highest Rated Favorite No Favorites Selected
Go to Windowseat’s CAPS page

Boards Stats & Trivia

Big funky green star, 20000 posts Feste Award Nominee! Old School Fool
Board Posts 30490
Recs Received 53648
People who have rec'd these posts 2540
Recs to Posts Ratio (last 30 days) 4.30
Threads Started 4444
Threads Started Percentage 14.58 %
Most Frequent Board Credit Cards and Consumer Debt
Very First Post Index Funds, Indeed (10/31/1999)
Percentage of Posts Rec'd 50.98 %
Show Windowseat’s 10 Latest Posts