TheDumbMoney

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TheDumbMoney’s Activity

Fri May 17

Article Comment

TheDumbMoney commented on an article. 11:56 AM

Why I'm Buying Apple (With Some Reservations)

I agree Apple looks cheap. That said, whenever I have bought a stock and thought my reservations were strong enough to comment on them in my trading notes while buying, I have lost money.

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for VHT. 11:39 AM

Add 12 x $87.90 in my IRA, for a total of $1054.80. This was an approximately 200% increase of my prior minor position.

Thu May 16

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for BRK-B. 2:04 PM

Only one add. Double post.

Wed May 15

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for BRK-B. 12:33 PM

Added 20 shares, at $112.79, no commission, total cost $2255.80.

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for BRK-B. 12:33 PM

Added 20 shares, at $112.79, no commission, total cost $2255.80.

Blog Comment

TheDumbMoney commented on mikecart1's blog post. 12:26 PM

No One Ever Celebrates They Are Debt Free on Their Death Bed

The answer lies in moderation, but also in clearly defining what gratification is.  I save 20-30% of my income.  I don't really feel like I'm missing out on anything at all.  That's because I don't need $10,000 trips,

[more]

Thu May 9

Article Comment

TheDumbMoney commented on an article. 12:56 PM

The Deep Downside of Home Ownership

toasted, that is another good point. I'm paying property taxes, but I also send my kid to public school for free and get lots of other city benefits.

Article Comment

TheDumbMoney commented on an article. 11:39 AM

The Deep Downside of Home Ownership

hbofbyu,

Who said anything about nothing going to principle? I would certainly never get an interest-only loan. Even at the start of amortization, about 1/4 of my payment goes straight to principle (with the

[more]

Wed May 8

Article Comment

TheDumbMoney commented on an article. 9:12 PM

The Deep Downside of Home Ownership

hbofbyu, good point, though it depends upon where you live as to property taxes. For me, my property taxes are largely paid for by my massive mortgage interest deduction, at least for the next 5-7 years or so before I really start

[more]

Article Comment

TheDumbMoney commented on an article. 3:10 PM

The Deep Downside of Home Ownership

Hi Morgan, I agree with you on the externalities, but as to finances I would note:

The later two citations appear only to look at recent events. Inarguably, bad things happen when homeowners are underwater,

[more]

Mon May 6

Article Comment

TheDumbMoney commented on an article. 10:20 PM

You Have to Be in It to Win It

Do you account for dividends in the current value, and if so, just as nominal numbers or as reinvested?

Nice income portfolio. Not sure I'd want both CSX and Union Pacific..., but I see you made each a half

[more]

Blog Comment

TheDumbMoney commented on TheDumbMoney's blog post. 2:25 PM

Updated Thoughts on United Health Group, Inc.

chk999, that is a major component of my thesis, and I agree with you entirely.  Regulation favors the large.  My only question is whether one of the other biggies like Humana is even better than UNH.

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for BAC. 12:03 PM

Closing out my last option for a small profit. Overall I lost money on options experimentation with this stock, though it shows as a winner in CAPS.

CAPS Outperform Pitch Reply

TheDumbMoney commented on TheDumbMoney's pitch for ITRN. 11:58 AM

Closing out this position, per this article: http://seekingalpha.com/article/1403961-why-i-am-selling-ituran-location-and-control-ltd Sold today at $16.00 on the button.

Sun May 5

Blog Comment

TheDumbMoney commented on TheDumbMoney's blog post. 5:17 PM

Updated Thoughts on United Health Group, Inc.

Hi Harry, per the spreadsheet I linked to in that analyis, at a bit over $80/share the company would in my humble view be more than 20% overvalued.  As you know, I'm a buy-and-hold guy, but I follow a rule that if in my best

[more]

Sat May 4

Blog Post

TheDumbMoney added a blog post. 6:40 PM

Updated Thoughts on United Health Group, Inc.

Evaluating a long-time holding, I think UNH is a big buy at under $54/share, and a sell in the $80s.  It is presently at around $58/share.  It's a powerful company that generates $6 billion in free cash flow anually, [more]

Thu May 2

Article Comment

TheDumbMoney commented on an article. 9:53 PM

The Biggest Retirement Myth Ever Told

One of your best.

Article Comment

TheDumbMoney commented on an article. 5:48 PM

Apple Stock: It Gets Worse

To justify the price you basically have to assume multiple years or declining revenues and earnings in the 5% range per year, plus (related) major continued margin contraction during that time. So it becomes purely a qualitative

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Tue Apr 30

Article Comment

TheDumbMoney commented on an article. 8:27 PM

What's This Talk of a New Housing Bubble?

Zero Hedge obnoxious? Surely not....

Fri Apr 26

Article Comment

TheDumbMoney commented on an article. 3:04 PM

ExxonMobil's Quarter Was Really Very Solid

I'm pretty sure just scraping a whole article and posting it wholesale is not kosher. That is what InsiderMonkey just did to you:

[more]

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CAPS Stats & Trivia

CAPS Player Rating 59.34
Player Rank 30569 out of 75176
Score 147.35
Score Change Today -3.74
Accuracy 50.00%
Active Picks 24
Total Picks 49
Best Pick PM (+69.10)
Worst Pick RIG (-45.82)
Average Score per Pick 3.01
Charms Earned 6
Highest Rated Favorite TMFEldrehad
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Boards Stats & Trivia

Board Posts 2
Recs Received 0
People who have rec'd these posts 0
Recs to Posts Ratio (last 30 days) N/A
Threads Started 2
Threads Started Percentage 100.00 %
Most Frequent Board Messed-Up Expectations Portfolio
Very First Post RIG Post by Jim Mueller (12/8/2010)
Percentage of Posts Rec'd 0.00 %
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