ResN’s Activity

Wed May 18

NL

Boards Post

ResN posted to the Retire Early CampFIRE board. 1:28 PM

A Case Study In Favor Of ER

I went from full time to very part time when I was 49. The next 9-10 years were great, because I worked very little and really enjoyed life again. Around 59, I got heart failure, put on transplant list, then up and down for about 5 or 6 years while I [more]

NL

Boards Post

ResN replied to the Retired Fools board. 1:17 PM

Re: 2% is the new 4% SWR?

I don't get this Pfau guy. He has been quoted everywhere for some years now, and he never really points out that the reason his withdrawal rate drops is because of the high fees and tax inefficiency that he assumes. Why can't he just admit that [more]

Fri Apr 8

NL

Boards Post

ResN replied to the Retired Fools board. 4:06 PM

Re: Exposure to Stocks in Retirement

While I was close to breaking during the dark days of the meltdown, I didn't sell anything. I rode it back. When the market got close to back even again, I adjusted my equity/fixed allocation some, as I knew I had too much equity exposure for my risk [more]

Sun Mar 27

NL

Boards Post

ResN replied to the Retired Fools board. 5:17 PM

Re: Exposure to Stocks in Retirement

We are around 55% equity and 45% fixed. We might get closer to 50/50 depending on the market, but that's about it. I set this allocation so that we could suffer a 50% drop in equity value and still have enough to sustain our standard of living (with [more]

Mon Mar 21

NL

Boards Post

ResN replied to the Tax Strategies board. 7:56 PM

Re: Question About Living Trust & Taxes

Thanks for all responses. I might have messed up some of what the attorney said about the IRA. I'm just a tad confused. But I guess there might be a reason to do the trust stuff, but not the IRA stuff. The main thing I'm interested in are the various [more]

NL

Boards Post

ResN replied to the Tax Strategies board. 7:51 PM

Re: Question About Living Trust & Taxes

It seems you must be updating your estate planning docs, and so this is happening now.

Yes, that is correct. I just found out I have early onset Alzheimer's, so we are getting everything redone with backups to backups for everything [more]

NL

Boards Post

ResN posted to the Tax Strategies board. 10:48 AM

Question About Living Trust & Taxes

My wife and I have a joint taxable account with Vanguard that holds a number of stock funds and bond funds. We are redoing wills and such, and the attorney says we should put our assets into a living trust in case tax laws change in the future. [more]

Sat Feb 27

NL

Boards Post

ResN replied to the Retirement Investing board. 6:53 PM

Re: Working an extra year not worth it?

Intercst, I can't believe you are admitting to getting older. What's the matter?

CAPS Stats & Trivia

CAPS Player Rating < 20
Player Rank 0 out of 74879
Score 0.00
Score Change Today 0
Accuracy 0.00%
Active Picks 0
Total Picks 0
Best Pick ( 0)
Worst Pick ( 0)
Average Score per Pick 0.00
Charms Earned 0
Highest Rated Favorite No Favorites Selected
Go to ResN’s CAPS page

Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 11151
Recs Received 32195
People who have rec'd these posts 2241
Recs to Posts Ratio (last 30 days) N/A
Threads Started 1411
Threads Started Percentage 12.65 %
Most Frequent Board Retire Early CampFIRE
Very First Post Re: Poll: What kind of job did you RE from? (9/12/2000)
Percentage of Posts Rec'd 68.68 %
Show ResN’s 10 Latest Posts