Patzer’s Activity

Yesterday

NL

Boards Post

Patzer posted to the Credit Cards and Consumer Debt board. 5:10 PM

Considering Sam's Club MasterCard

<Background>

I have no debt other than current bill cycle credit cards, which are always paid in full to avoid interest charges. As I use the term, "no debt" also means I own my home free and clear with no mortgage. It has [more]

Thu Jul 10

NL

Boards Post

Patzer replied to the Running Fools board. 4:04 PM

Re: Best running watch you'd recommend?

I'm looking for a running watch to primarily measure distance ran, heart rate. Of course ambient temperature, humidity, calories burned etc would be helpful too.

I'll second the advice to look at [more]

Wed Jul 9

NL

Boards Post

Patzer replied to the First World Problems board. 11:46 AM

Re: thoughts on car loan?

I was in the credit union yesterday and saw a flyer for their car loans which are at 1.24%, a rate that I can get for up to 65 months and for the full purchase price.

At that price, it's very cheap. And interest rates won't stay low [more]

Thu Jul 3

NL

Boards Post

Patzer replied to the Living Below Your Means board. 7:24 AM

Re: Love it or hate it?

Which one do you use? I'm curious. And does it work in Safari on the iPhone also?

I use Weblock, which works by sending requests through a proxy server. That means it only works on WiFi data, not on cellular data; but because it was a [more]

Wed Jul 2

NL

Boards Post

Patzer replied to the Living Below Your Means board. 8:15 AM

Re: NYT: Life expectancy by county

Higher income maybe implies more with college educations and white collar jobs in nice clean offices.

If I think about higher income as not being extremely high but as higher for people who still have to work, some other things come [more]

Tue Jul 1

NL

Boards Post

Patzer replied to the Living Below Your Means board. 11:30 AM

Re: Charitable donations

He quotes Charlie's pay as $35,000 and his charitable donations at $1450 and notes it as significant. But, unless his AGI is less than $24,166 it's actually on average.

I pulled my last tax return, and the calculation came out with [more]

Mon Jun 30

NL

Boards Post

Patzer replied to the Living Below Your Means board. 8:38 PM

Re: Love it or hate it?

For me, it's not about targeted or not targeted; it's about intrusiveness and slowing down the computer connection waiting for ad servers to respond.

Targeted ads are better than non-targeted, because they're more likely to be for something [more]

NL

Boards Post

Patzer replied to the Living Below Your Means board. 3:22 PM

Re: Easy check deposit

Yup, these apps have been around a while. I'm not quite brave enough to give up the small account at my local credit union, but insurance reimbursement checks now get deposited to the non-local CU that pays better interest. (Okay, in today's [more]

Sat Jun 28

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 10:21 AM

Re: Letting Money Sit

What's a good goal for having money set aside for a vet? We spent about $1000 on Pumpkin in December and January, but he hadn't been all that often before that. I know how much a regular office visit is, and when Pumpkin was sick, we couldn't get [more]

Thu Jun 12

NL

Boards Post

Patzer replied to the Living Below Your Means board. 11:46 AM

Re: Poll: Defining "class"

I pretty much agree with the common understanding of classes:

1st income quintile (up to about $20k now) is the POOR / WORKING POOR.
2nd, 3rd (~$20-62k) maybe even 4th (~$62-102k) are MIDDLE CLASS.


I think we're stuck [more]

NL

Boards Post

Patzer replied to the Living Below Your Means board. 10:16 AM

Re: Poll: Defining "class"

I think we ought to define class by how often one goes to Starbucks.

I never go to Starbucks. I guess I have no class, at least by that definition.

Patzer

Wed Jun 11

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 3:27 PM

Re: Wage compression

With it indexed to inflation does it end up pushing prices helping to cause inflation? Wouldn't it cause everyone every year to get an increase guaranteeing inflation unless times were really bad?

That's an interesting thought. There [more]

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 2:16 PM

Re: Wage compression

With Seattle's min wage increase the lowest paid person working 40 hours a week will get about $31,000 per year. That's more than double what they are getting now. Where is the money going to come from to pay those wages?

It will come [more]

NL

Boards Post

Patzer replied to the Imp This Ride board. 12:02 PM

Re: My tech support story

3 techs, 1 hour and the who problem was a godda*n button.

In a typical dull meeting where an IT muckety-muck was making the case for how well IT supports the business, one of the things the muckety-muck said was: "I don't know [more]

Tue Jun 10

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 1:11 PM

Re: Income disparity

From the employee side what is going to happen to the wages of the semi-skilled and skilled workers. Those currently making more than $15.00? Aren't they just going to be at or closer to the min. It gives a whole new meaning to wage [more]

Wed Jun 4

NL

Boards Post

Patzer replied to the Imp This Ride board. 9:29 PM

Re: Honest-to-gawd actual ticket

. . . and I'm trying to make it idiot proof

It is impossible to make anything idiot proof, because idiots are so ingenious.

Patzer

Tue Jun 3

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 3:01 PM

Re: Letting Money Sit

So, it's not a lot in any one place, but if an emergency car repair needs to happen, I can shift enough stuff around to cover it.

And I am expecting more income this month, which will go to all these categories.


That [more]

NL

Boards Post

Patzer replied to the Ishtar's Gate board. 9:03 AM

Re: Letting Money Sit

But it's like I have anxiety about building the money up in the categories - even though this SHOULD be reducing my anxiety.

Probably just because it's so outside what has been "normal" to me for too long.


Has it [more]

Sat May 31

NL

Boards Post

Patzer replied to the First World Problems board. 10:14 AM

Re: Day off

"the nuclear option" is that they fire me, I walk out...and I don't work at all.

I think about the nuclear option quite a bit. The social compact isn't what it appeared to be when I started working. I now expect my career to [more]

NL

Boards Post

Patzer replied to the Living Below Your Means board. 7:58 AM

Re: Restaurant chains with senior discounts

Most of those are places I never go to, but from personal experience:

Burger King is franchise-specific. One local franchise group used to give a cheap soda to seniors, the other a 10% discount. I found out at age 52 when an order taker put [more]

Show More Activity ...

CAPS Stats & Trivia

CAPS Player Rating < 20
Player Rank 0 out of 74976
Score 0.00
Score Change Today 0
Accuracy 0.00%
Active Picks 0
Total Picks 0
Best Pick ( 0)
Worst Pick ( 0)
Average Score per Pick 0.00
Charms Earned 0
Highest Rated Favorite No Favorites Selected
Go to Patzer’s CAPS page

Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 6928
Recs Received 16688
People who have rec'd these posts 2223
Recs to Posts Ratio (last 30 days) N/A
Threads Started 502
Threads Started Percentage 7.25 %
Most Frequent Board Credit Cards and Consumer Debt
Very First Post Re: Buy carefully (5/5/1998)
Percentage of Posts Rec'd 54.42 %
Show Patzer’s 10 Latest Posts