Patzer’s Activity

Today

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Patzer replied to the Tax Strategies board. 4 hours ago

Re: General Tax Questions

What I'm getting at is someone who has a tax liability, and it works out perfectly that payments (withholding, refundable credits, quarterly estimated taxes, etc.) exactly equal that liability. Seems like it ought to happen once in a while, [more]

Mon Feb 8

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Boards Post

Patzer replied to the Imp This Ride board. 11:23 AM

Re: Update an old Open Letter

I'm very happy for you, Diana.

Can't help with the long distance relationship stuff. I've never been in a long distance relationship, or at least not a positive long distance relationship. I suppose I could count the time just before and [more]

Thu Feb 4

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Boards Post

Patzer replied to the Living Below Your Means board. 11:54 AM

Re: Top 5 LBYM Tips?

LBYMer's,
What are the five most impactful LBYM actions in your life so far?


That's an interesting question, once I stop and read it carefully. It doen't ask, "What are the five most important things someone could do to [more]

Wed Feb 3

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Boards Post

Patzer replied to the Tax Strategies board. 9:47 AM

Re: Aren't 1099 supposed to be done by now?

1099s are now due by 2/15 (not considering weekends), but many brokerages get extensions to 2/28.

Fidelity politely told me that the 1099s would be available by 2/15; in practice, the PDF was available online before the end of January [more]

NL

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Patzer replied to the Credit Cards and Consumer Debt board. 9:33 AM

Re: TicoHombre Update

April 1st will herald the official proclamation of FI for this family.

It's great that you could advance your date by 3 months; but with where it landed, how will you get anyone to believe the announcement?

Patzer

Fri Jan 29

NL

Boards Post

Patzer replied to the Fools Fighting Fat board. 12:00 PM

Re: Good read: Why the Calorie is broken

I had known that the calorie counts in foods were estimates, not as accurate as many people assume; I had not known that the inaccuracy was as great as this article claims.

But there's the other side of the equation, too. For all the [more]

Tue Jan 12

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Boards Post

Patzer replied to the An Open Letter board. 10:52 AM

Re: An Open Letter

I would be rich if I received a small commission every time that phrase is used.

A small commission times the number of times that phrase is used isn't a lot of money.

Mon Jan 11

NL

Boards Post

Patzer replied to the Living Below Your Means board. 10:48 AM

Re: That little piece of soap

. . . if you wet your new bar of soap, the old piece will stick to it and stay there till it gets used off.

It seems that this is a classic tactic independently discovered by many people. I can afford to waste the sliver of soap, but [more]

Fri Jan 1

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Boards Post

Patzer replied to the Imp This Ride board. 7:57 PM

Re: DH retiring

DH's father retired young, and I guess he feels like at 66 he's entitled.

If I had a good answer as to what to do about health insurance for the next 5 years, I'd consider retiring next April and very seriously consider retiring the [more]

Sun Dec 27

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Boards Post

Patzer replied to the Fools Fighting Fat board. 8:39 PM

Re: Dropped 5 pounds in 2 days

But I don't recommend a stomach bug as a weight-loss solution!

I once dropped 5 pounds in one day, the day of colonoscopy prep. (It all came back the next day.)

Hope you feel better soon, if not already.

Fri Dec 18

NL

Boards Post

Patzer replied to the Fools Fighting Fat board. 1:25 PM

Re: Fat Eliminator

Never heard of it. I agree that your description of it sounds an awful lot like a scam.

The free version of getting rid of fat generally involves some combination of eating less, eating healthier, and moving more. How to do it is well known. [more]

Wed Nov 25

NL

Boards Post

Patzer replied to the Running Fools board. 10:59 AM

Re: Wearable fitness trackers

RunTex: I use the Runkeeper on my IPhone.

When I started running, I kept track of time with a decades-old Timex watch and tracked miles by mapping where I'd been after the fact. That was less than convenient. GPS inaccuracy on the [more]

Mon Nov 23

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Boards Post

Patzer replied to the Running Fools board. 4:48 PM

Re: Wearable fitness trackers

I'm curious, does anyone here wear a fitness tracker?

There are quite a few to choose from. Such as the ones by FitBit, Jawbone, Garmin, Motorola and on and on.


I can't speak to all of those. I've worn a Fitbit Flex, and now [more]

Thu Nov 19

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Boards Post

Patzer replied to the Credit Cards and Consumer Debt board. 4:35 PM

Re: I got robbed...again

I've only had one merchant actually insist I insert the card so far.

Walmart and Sam's Club make me insert the card. Wegman's has the reader for insertion, but I have to swipe there. I think I found one other place to insert, but [more]

Thu Nov 12

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Boards Post

Patzer replied to the Tax Strategies board. 2:42 PM

Re: IRS Form 5498, save these?

The first money out of a Roth is contributions. Those can be withdrawn free of tax and penalty at any time.

The next money out of a Roth is conversions. Those are always tax free, but will be subject to a penalty unless they have been in
[more]

NL

Boards Post

Patzer replied to the Tax Strategies board. 8:57 AM

Re: IRS Form 5498, save these?

Saving the oldest one would provide proof that the Roth has been open for at least 5 years, . . .

The remaining forms would provide proof of the amounts contributed and converted, which are necessary in case you make any kind of early
[more]

Wed Nov 11

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Boards Post

Patzer replied to the Imp This Ride board. 7:51 PM

Re: Advice on moving methods? - 800 miles

Free Cardboard boxes are a tough find during moving season.

And free cardboard boxes that match in size are a tougher find. Last time my daughter moved, she came over to take some of the prefab boxes I'd bought for shipping in the [more]

Tue Sep 15

NL

Boards Post

Patzer replied to the Budgeting board. 9:21 AM

Re: Should I get a car payment?

Because she said so.

And because she's really smart about money.

And because the way you described it, it would be a really dumb move.

And if you can't see on your own that it's a really dumb move, you should trust [more]

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 7139
Recs Received 17379
People who have rec'd these posts 2263
Recs to Posts Ratio (last 30 days) N/A
Threads Started 523
Threads Started Percentage 7.33 %
Most Frequent Board Credit Cards and Consumer Debt
Very First Post Re: Buy carefully (5/5/1998)
Percentage of Posts Rec'd 55.11 %
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