Mcstuffins’ Activity

Mon Apr 21

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Boards Post

Mcstuffins replied to the Living Below Your Means board. 3:08 PM

Re: Alternative LBYM discussion

Investing.

You never know when life.. in the form of job insecurity, health issues, and/or family obligations etc...will prevent you from generating income. So I like to put my money to work as well.
We invest in income stocks, hidden [more]

Thu Apr 17

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Mcstuffins replied to the Living Below Your Means board. 10:38 PM

Re: Rant - Best Buy return Policy

That's odd. If I return an item with a receipt, I never get asked for an ID. If I return an item without the receipt, at Target, Marshalls, and Home Depot, to name a few, they will accept it as a courtesy, but with an ID. And I believe this is to [more]

Fri Apr 4

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 11:00 AM

Re: Plan update April 2014

You seem like you might be a good candidate for a 0% balance transfer. Have you looked into any offerings?

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 10:59 AM

Re: Plan update April 2014

Congrats, especially with quitting smoking. You are making a lot of progress. Any plans for the savings in the cigarette account? I find having a goal spurs me to make more progress.

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 10:54 AM

Re: Budget Help

WIth regard to your electric bill, we have been able to get our electric bill down on our mostly electric house by doing the following:

1. opening up curtains and not turning the lights on during the day.
(this only works in certain [more]

Wed Apr 2

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Mcstuffins replied to the Parents and Expecting Parents board. 10:05 PM

Re: Ellyn Satter and food limits

I think I am lucky. I've seen families that battle at mealtime, and I've seen families whose kids refuse to eat anything except chicken mgnuggets. My kids don't give me much trouble with food. They just eat whats on their plate. Son#2 is very picky [more]

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Mcstuffins replied to the Parents and Expecting Parents board. 9:48 PM

Re: Ellyn Satter and food limits

I feel sorry for your kids.

Don't. I am an excellent cook. As told to me spontaneously my son#1 the other day.

Plus, they are very happy and very loved. My son often tells my husband and I, that "he loves his
[more]

Tue Mar 25

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Mcstuffins replied to the Parents and Expecting Parents board. 11:40 PM

Re: Ellyn Satter and food limits

I don't win, but the kids and the planet do. They learn that it is completely wasteful, irresponsible, and not planet friendly to throw away food. They will as I do, prepare just enough food that can b eaten, learn to eat leftovers if need be, and [more]

Thu Mar 20

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Mcstuffins replied to the Parents and Expecting Parents board. 12:06 PM

Re: Ellyn Satter and food limits

Never heard of her until now. (Does that mean I am a bad parent?)
If you agree with her method use it, if you don't do your own thing. Of course we impose our bias' on our children, it's impossible not to. My in laws eat soft eggs for breakfast. [more]

Fri Mar 14

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 10:34 AM

Re: Happy Dance

Wow, what a gamble! Glad it worked. My husband and I made a long term investment in a family member's business that went bust leaving me with some debt. It was a gamble and we lost much less than our family member who is still struggling. We recently [more]

Tue Mar 4

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Mcstuffins replied to the Living Below Your Means board. 8:37 PM

Re: Poll: OT: Guest Room

I voted to use the guest room as a storage room. Seems silly to have one unused room in the house. But by all means clean it out for guests as much as possible.

My MIL insists on her children coming back to her home over the holidays every [more]

Mon Mar 3

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Mcstuffins replied to the Living Below Your Means board. 8:37 PM

Re: Off-topic! Misspelled Names

Point taken, however, I wanted to clarify one thing. My point about not "signing up" for the HOA was to point out the fact that they got our name from the property tax records, notice of sale, whatever. They got our name from an official [more]

Sun Mar 2

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Mcstuffins posted to the Living Below Your Means board. 8:15 AM

Off-topic! Misspelled Names

Warning, this is OFF TOPIC, but relevant in the sense that it attests to my state of mind having to deal with quite a bit of financial stress.

I have an unusual name as does my husband. I have lived in this country all my life, my husband [more]

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 7:56 AM

Re: Effective snowballing.

No prepayment penalty on prosper. Paying off Prosper which I can do in two months would free up $400 to snowball.

Do have another question.

My BofA credit card is split between two interest rates.
Half is at 9.9% (purchases). [more]

Sat Mar 1

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Mcstuffins replied to the Credit Cards and Consumer Debt board. 10:06 PM

Re: Effective snowballing.

Just plugged my info into a snowball calculator and found that I could be cc debt free in 16 months! Sigh of relief...

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Mcstuffins posted to the Credit Cards and Consumer Debt board. 9:36 PM

Effective snowballing.

Have some questions on snowballing.

I have a prosper loan for 5k at 13.99% Payments end Feb 2015.
Have cc debt of various amounts and interest rates. Range is 0-15.24%.

Do I include the prosper installment loan in the snowball [more]

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Boards Stats & Trivia

Three stars, 500 posts Old School Fool
Board Posts 850
Recs Received 1008
People who have rec'd these posts 469
Recs to Posts Ratio (last 30 days) N/A
Threads Started 267
Threads Started Percentage 31.41 %
Most Frequent Board Living Below Your Means
Very First Post Re: Paid Off CC, FICO Down by 25 Points (10/9/2003)
Percentage of Posts Rec'd 29.76 %
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