Lea77’s Activity

Yesterday

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Lea77 replied to the Living Below Your Means board. 10:32 AM

Re: Living below your means

financed through a friend (no banks)

I think I'd rather use a bank, personally, but I like all the bartering. I don't really have the knack for that.

Wed Oct 22

NL

Boards Post

Lea77 replied to the Living Below Your Means board. 3:11 PM

Re: value meals

"4 for 4": 4 cups of interesting, high quality cold deli dept items for $4,

I don't think we have that at our whole foods. The salads are reasonable, though.

NL

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Lea77 replied to the Living Below Your Means board. 3:10 PM

Re: Forget the Apple Watch

I don't want a watch that's big enough to do anything but tell time.

Tue Oct 21

NL

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Lea77 replied to the Living Below Your Means board. 1:23 PM

Re: Retired on $30,000 a Year

And then there are the wanderers, who take two years off (or ten) to wander about the world with nothing but a small knapsack.

When I was in San Francisco a few years ago I met a woman who was laid off from her employer in england, [more]

Fri Oct 10

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Lea77 replied to the Living Below Your Means board. 11:41 AM

Re: No Car Seat...No Ticket, Either

Nowadays, all car seats come with 'expiration dates' after which they are deemed to be unsafe.

Seriously??? I know you aren't supposed to buy used ones because you don't know if they have previously been in an accident, but I have [more]

Fri Oct 3

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Lea77 replied to the Living Below Your Means board. 10:40 AM

Re: One Very Progressive Restaurant

People used to say 15%, 20% for very good service, so I'm not surprised most people leave less than 20.

I suspect many good servers make more than 13. There is a reason people chose to be waiters and waitresses over retail, because it pays [more]

Tue Sep 30

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Lea77 replied to the Living Below Your Means board. 2:57 PM

Re: How Not to be Poor

Wheee! Look at the pretty graphs.

Hee. What I don't understand are the people, in real life and in these articles, who freak out during a downturn and take out all of their money. You have just made sure you won't earn that back! Ugh. [more]

NL

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Lea77 replied to the Living Below Your Means board. 9:14 AM

Re: How Not to be Poor

For years I tried to get her to start a Roth with a small monthly amount and just buy a simple Vanguard index fund. Very simple thing, but to her it was scary.

I have a friend who is actually a very good saver, better than me!, but [more]

NL

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Lea77 replied to the Living Below Your Means board. 9:09 AM

Re: Money Concerns @ $125K/yr.

Damn straight! NO income tax in Texas!

Last I checked Texas sales tax was 8.25%


Well, hell, I live in Arkansas and we have state income tax + 8+% sales tax but property taxes are maybe lower? Not sure (mine have gone up the [more]

Mon Sep 29

NL

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Lea77 replied to the Living Below Your Means board. 3:32 PM

Re: Money Concerns @ $125K/yr.

I realize you are kind of joking but hey, Dallas has a ton more shopping than we do and I enjoy it when I go.

NL

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Lea77 replied to the Living Below Your Means board. 3:30 PM

Re: Money Concerns @ $125K/yr.

Stonebriar Mall

I love Stonebriar Mall! My cousins used to live over there and we went many times. I also like the outlet mall in Allen.

NL

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Lea77 replied to the Credit Cards and Consumer Debt board. 2:34 PM

Re: A strange thing happened

A restaurant here had a fraud ring going, skimming the cards of people who ate there.

A restaurant here had a similar problem a few years ago. It's not good for business, that's for sure!

NL

Boards Post

Lea77 replied to the Living Below Your Means board. 10:05 AM

Re: Whole Foods vs. HEB vs. Mariano's grocery

Memphis also has several "food deserts," poorer areas not served by any grocery stores.

I think the methodology on 'food deserts' is a bit messed up, though. There is a website where you look, and I looked at places that [more]

NL

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Lea77 replied to the Living Below Your Means board. 10:03 AM

Re: Whole Foods vs. HEB vs. Mariano's grocery

Here in Memphis, we have Kroger. Or Kroger. Or maybe Kroger

Sounds like Arkansas! Although we do have a fresh market and a whole foods now. And walmart, of course, although I don't grocery shop there.

I don't think we're [more]

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Lea77 replied to the Living Below Your Means board. 10:00 AM

Re: Disney Vacation Account

"Strolletariat"

Ha!!! I hate strollers so much. I know they are useful under certain circumstances, but still.

That would be my one thing, I think kids should be able to walk around unaided to go to a giant park [more]

NL

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Lea77 replied to the Living Below Your Means board. 9:29 AM

Re: Money Concerns @ $125K/yr.

Texas also has high property taxes

Yes, but don't they have no state income tax? I suspect that makes up for a lot.

NL

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Lea77 replied to the Living Below Your Means board. 9:21 AM

Re: Money Concerns @ $125K/yr.

But, I'm sorry--anyone whose gross family income is more than 2x the average family income in America--especially in a place as cheap as the Dallas Metroplex--really doesn't have cause to complain about the death of the middle [more]

Fri Sep 26

NL

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Lea77 replied to the Living Below Your Means board. 10:44 AM

Re: Late payment - car shuts down!

And I agree: if this is the only way someone can buy a car, then it's a help.

If they are buying a car they can afford, maybe. If they are using it to buy something they actually cannot afford, as I suspect most of them are, probably [more]

NL

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Lea77 replied to the Living Below Your Means board. 9:02 AM

Re: Late payment - car shuts down!

The people that have it have entered into a contract with the seller.

I'm aware of that, I just think they are crazy to do so. And I think it's not great that so high a percentage of people are actually unable to get a loan without [more]

Thu Sep 25

NL

Boards Post

Lea77 posted to the Living Below Your Means board. 8:18 PM

Late payment - car shuts down!

http://finance.yahoo.com/news/miss-payment-good-luck-moving-...

According to yahoo, 25-30% of car loans are subprime and the new thing is to put a [more]

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Boards Stats & Trivia

Big red star, 1000 posts
Board Posts 1581
Recs Received 942
People who have rec'd these posts 261
Recs to Posts Ratio (last 30 days) 2.00
Threads Started 37
Threads Started Percentage 2.34 %
Most Frequent Board Living Below Your Means
Very First Post New and looking for LBYM advice (1/14/2008)
Percentage of Posts Rec'd 30.04 %
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