JonathanRoth

Jack & Barbara

JonathanRoth’s Activity

Fri Oct 17

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 10:57 AM

Re: Wanna buy now but no $$$

On dips I buy ULPIX. I'll sell when the market recovers 2-3%. usually within a couple of weeks.

Wed Oct 15

NL

Boards Post

JonathanRoth replied to the Humor and Urban Legends board. 1:16 PM

Re: Dejavu, Netscape...

Gopher anyone?

Mon Oct 13

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 1:51 PM

Re: Free e-book:Pure Income Investing for Retirement

Just picked it up.

Thanks,

Jack

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 12:42 PM

Re: IRA / Disabled Veterans

Would you be interested in a discussion of tax efficient investing?

And even that would be colored by the fact that the only taxable income he appears to have would be investment income. So the first several thousand of income is [more]

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 11:35 AM

Re: IRA / Disabled Veterans

Unless there is information missing or misunderstood contributing to an IRA isn't an option. Would you be interested in a discussion of tax efficient investing?

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 10:32 AM

Re: IRA / Disabled Veterans

unless there is a misunderstanding, only earned income can be put into an IRA. Disability income is not considered earned income.

[more]

Fri Oct 10

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 1:27 PM

Re: Variable Annunity

An deferred annuity may be useful as longevity insurance.

https://en.wikipedia.org/wiki/Longevity_insurance

Mon Oct 6

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 1:11 AM

Re: Senate Finance Cmte Chair on 'Retirement Cri

Let's see, a generation is about 25 years. So 10 generations is 250 years.

In the population I work with at the hospital, a generation is more like 15 years, sometimes less. But that only gets you down to 135 years (1st generation [more]

Sun Oct 5

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 12:41 PM

Re: Senate Finance Cmte Chair on 'Retirement Cri

In Harlem there are at least 10 generations of examples of failing to save. Who has learned from this?

Let's see, a generation is about 25 years. So 10 generations is 250 years.

1) This problem predates the existence of the [more]

Sat Oct 4

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 11:47 PM

Re: Asset Allocation Question

I have never seen the point in asset allocation.

Asset allocation has its benefits, if someone doesn't have the time or skill to manage a portfolio, it's less expensive, thus likely better return than hiring a portfolio manager who [more]

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 4:22 PM

Re: Asset Allocation Question

Asset allocation is designed to reduce risk in return it also reduces return

Not necessarily. With (say yearly) rebalancing, allocation to inversely correlated asset classes can actually increase (by a little) total returns, as [more]

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 2:44 PM

Re: Market "Crash"

Sorry for being unclear. It appears you're looking at the entire Profunds family of funds, which wasn't the point of my post.

The OP was discussing adjusting his holding in case there's a market crash/correction. The Profund funds which [more]

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 2:27 PM

Re: Asset Allocation Question

Asset allocation is designed to reduce risk in return it also reduces return. So I look for good risk appropriate investments and don't worry about arbitrary allocation percentages.

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 3:40 AM

Re: Market "Crash"

I also teach a financial literacy class, we talk about SMART goals (https://en.wikipedia.org/wiki/SMART_criteria). Often those pronouncing impending doom aren't specific, they don't state, [more]

NL

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JonathanRoth replied to the Retirement Investing board. 3:36 AM

Re: Market "Crash"

There's talk that a market correction/crash could be coming soon.

As previously stated, someone somewhere is always commenting that the world as we know it is coming to an end soon. Personally I take advantage of dips. However, if [more]

Fri Oct 3

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 1:56 AM

Re: One Very Progressive Restaurant

Tipping doesn’t just create unpredictability in workers’ lives. The majority of Americans leave less than 20% and 11% leave nothing at all.

I understand the concern about the 11% leaving no tip, what's the problem with less than 20%? [more]

Tue Sep 30

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 8:40 PM

Re: How Not to be Poor

Teaching how not to be poor is how we taught how to stay warm while snow camping.

We taught students how to not to get cold.

NL

Boards Post

JonathanRoth posted to the Living Below Your Means board. 8:37 PM

Truism?

"Only the inexpensive things in life cost money"

Jack Roth

Mon Sep 29

NL

Boards Post

JonathanRoth replied to the Photography board. 5:41 PM

Re: recover jpg files on sd card

While the contents were pictures, your question isn't really a photography question, but a generic computer question. If no one here answers, perhaps asking the help with my stupid computer group would be better.

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 10:31 AM

Re: Late payment - car shuts down!

In the case of lending out credit, it IS the creditors responsibility to make financial decisions around extending credit to a buyer or not.

This is true for the lender's financial decisions. However, life changes, and once credit [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 2802
Recs Received 3832
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Recs to Posts Ratio (last 30 days) 3.10
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Most Frequent Board Living Below Your Means
Very First Post Re: Newly Weds seek budget/Investing advice (7/29/2000)
Percentage of Posts Rec'd 46.47 %
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