JonathanRoth

Jack & Barbara Roth

JonathanRoth’s Activity

Today

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Boards Post

JonathanRoth replied to the Owning Rental Property board. 1:46 AM

Re: income property analysis

Given that it's 10:30 pm I'll give you a quick and dirty response. After a decade of number crunching rentals in the OC area here's what I've found.

A 9 and under GRM doesn't exist, 12 GRM exists if the seller doesn't know market rental [more]

Fri Jul 3

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 9:33 AM

Re: ╥Data storage -- external HDD best?

For a slight change of topic. My 1.6T, 275,000 file backup is down to transferring the last 6,000 files which account for 600,000MB of data or an average of 100M per file. These files account for 2.2% of the file count and 38% of the [more]

Thu Jul 2

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 3:52 PM

Re: ╥Data storage -- external HDD best?

Cloud providers close or change pricing structure. Using them as a location for an encrypted copy of backup data can be reasonable, but as you are doing not the only backup.

Backing up and archiving are two different activities with [more]

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JonathanRoth replied to the Living Below Your Means board. 10:10 AM

Re: ╥Data storage -- external HDD best?

While I don't know storage lifetime, here's a relative ranking.

Longest to shortest
- Paper
- Optical media: CD/DVD
- External hard drives
- Flash drives (very fragile)

I'm currently in the middle of backing up 1.6T [more]

Mon Jun 29

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Boards Post

JonathanRoth replied to the An Open Letter board. 7:05 PM

Re: An Open Letter

AOL & Time-Warner, we'll be watching them on Divorce Court, mark my words.

NL

Boards Post

JonathanRoth posted to the An Open Letter board. 6:49 PM

An Open Letter

Dear SCOTUS,

I don't think you thought this whole gay marriage change through. With corporations getting expanded civil rights, free speech, the right to practice religion or to buy a congressman. Will corporations get around monopoly [more]

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Boards Post

JonathanRoth replied to the Berkshire Hathaway board. 12:22 PM

Re: Dividend

I take your point about an individual who sells a small amount of stock each year for decades. How many such individuals are there compared to the hordes who harvest dividends I wonder? The dividend harvesters are buying piece of mind. Whether [more]

Sat Jun 27

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Boards Post

JonathanRoth replied to the Atheist Fools board. 8:01 PM

Re: Same Sex Marriage and Religion

I was reading/listening to those for and against same sex marriage all day. One thing which struck me was the number of religious zealots(we'll call them drama queens), who are screaming that they will go to jail if they have to perform a same [more]

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JonathanRoth replied to the Living Below Your Means board. 7:49 PM

Re: 7 Things Camping Can Teach You About Saving

My first camping trip was in Yosemite probably when I was under the age of 9, maybe 6. From 24-48 I taught winter mountaineering for the Sierra Club and helped train their instructors. Lot's of backpacking in all seasons. I still think the tree line [more]

Thu Jun 25

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JonathanRoth replied to the Retire Early CampFIRE board. 6:45 PM

Re: I totally give up...

Somehow the plain wording in a piece of legislature doesn't mean what it says.

There was a case in CA where the state courts reviewed the state legislature's discussion about a law and held there was a typographical error. So the [more]

NL

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JonathanRoth replied to the Photography board. 3:21 PM

Re: Laura Hare Nature Preserve @ Downey Hill

Beautiful pictures, looks like a wonderful place to live.

NL

Boards Post

JonathanRoth replied to the Photography board. 3:15 PM

Re: Photos who owns them

You know how to tell an expert from a know-it-all?
:
:
:
:






















When asked a question the expert's first reply is "It [more]

Wed Jun 24

NL

Boards Post

JonathanRoth replied to the Photography board. 6:34 PM

Re: Photos who owns them

While we're here to help each other out, most of us aren't lawyers and I suspect this is a fairly domain specific question where detailed knowledge of the right questions to ask is critical. Possibly two domain specific lawyers should be asked one in [more]

NL

Boards Post

JonathanRoth replied to the Photography board. 1:22 AM

Re: Photos who owns them

The last line in most of my job descriptions states, other duties as needed. So IMHO, if management requested the photos, then the company owns them. If management didn't request them and they were taken during the time she was being paid, they own [more]

Tue Jun 23

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Boards Post

JonathanRoth replied to the An Open Letter board. 12:06 AM

Re: An Open Letter

Dear Nephew,

If what you say is true, you're within a few days of getting married. She calls it off without warning, she may have a terrible case of nerves.

If she thinks you have sinned (you know if she has reason) you may have [more]

Mon Jun 22

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 2:29 PM

Re: Stan the Annuity Man

Consider folks who invest in mutual funds at a full service broker. They pay annual brokerage service fee, often around 1% plus mutual fund overhead, another 1-2%. these are similar costs to an annuity.

Thu Jun 18

NL

Boards Post

JonathanRoth replied to the An Open Letter board. 3:41 PM

Re: An Open Letter

It just takes full immersion. ;-)

After 17 years my wife understands that I can't read her mind, it make life much easier this way.

If I were to try "full immersion" with anyone else, "fine" and [more]

Tue Jun 9

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 11:43 AM

Re: Next Payment Due...

Interesting, it sounds like they're protecting their revenue stream. If as with a home mortgage the payoff date moved closer, you end up paying less interest every month. By moving the next due date out, they may be keeping the interest paid [more]

Mon Jun 8

NL

Boards Post

JonathanRoth replied to the Photography board. 11:09 AM

Re: Online Digital Editing Course

Photoshop Elements is a good program. Check Adorama's classes (adorama.tv), I don't know if they cover PSE, but the classes they offer are good.

Sun Jun 7

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 9:51 PM

Re: Retirement Planning for Dementia

Someone with dementia not only need help with investing, but with paying daily bills, selecting vendors and suppliers. And for those not institutionalize as well as getting to appointments. Do Fidelity or Vanguard provide such services?

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 3078
Recs Received 4279
People who have rec'd these posts 1042
Recs to Posts Ratio (last 30 days) 3.20
Threads Started 80
Threads Started Percentage 2.60 %
Most Frequent Board Living Below Your Means
Very First Post Re: Newly Weds seek budget/Investing advice (7/29/2000)
Percentage of Posts Rec'd 47.01 %
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