JonathanRoth

Jack & Barbara Roth

JonathanRoth’s Activity

Fri May 1

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 1:41 PM

Re: life insurance -- when to stop?

We stopped our life insurance when there was no need for the money to pay for life's future major expenses, such as funeral and retirement or kids completing college. Our cash flow and net worth can cover these expenses.

In addition, there [more]

Mon Apr 27

NL

Boards Post

JonathanRoth replied to the Photography board. 11:25 PM

Re: Online photo printing rec?

For "fancy" printing such as Metallic or coasters Bay Photo does well. For family and free stuff Costco is my choice. A neighborhood printer, http://stores.prophotoirvine.com/ does canvas and [more]

Sun Apr 26

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 6:30 PM

Re: Changing over utilities

Call the current owner the day after closing, from a cell phone which documents the call, until then don't worry. Same with the utilities. Then let the prior owner continue paying the bill.

Sat Apr 25

NL

Boards Post

JonathanRoth replied to the Berkshire Hathaway board. 9:48 PM

Re: ibm beats...but not impressive!?

Didn't IBM more or less invent cloud computing over 50 years ago?

My first programming job in '74 was on a drum based computer located in NYC for companies located locally in So Cal. All resources were shared.

Dick Pick, [more]

Fri Apr 24

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 9:30 AM

Re: How do YOU screen tenants?

I'm not a long distance landlord, but have the same issue. Once a property is shown the next meeting with a tenant is usually to sign the contract.

If a check is provided during the showing I use that and don't bother to wait for it to [more]

Thu Apr 23

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 1:24 PM

Re: Online Bill Pay for tenants to pay rent?

We use direct deposit into our accounts or paying through email. None of the mechanisms charges fees. Please note that providing your bank and account number isn't a security problem as the information is on the back of their check after it is [more]

Wed Apr 22

NL

Boards Post

JonathanRoth replied to the Photography board. 12:31 PM

Re: Question ISO vs F-stop/lens aperature

Hi Ned,

Sorry for being late to the conversation, been busy. Image quality depends upon ISO, lens quality and sensor quality. For example when I switched from a Nikon D200 (DX) to a Nikon D800 (FX) the sensor improvement allowed for quality [more]

NL

Boards Post

JonathanRoth replied to the Replies I'd Like To Make board. 12:20 PM

Re: IRL, at work

Next time, read for comprehension and don't assume we're idiots.

Unrealistic expectations, considering there is an idiot in the conversation.

NL

Boards Post

JonathanRoth replied to the Retirement Investing board. 12:18 PM

Re: SS

13% jump (after waiting 8 years) is nothing. For running up the score, I want to see a 2X improvement -- something that can make a real difference in your life-style.

Baseball can be won by a lot of singles or a few home runs, or [more]

Mon Apr 20

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 5:29 PM

Re: Kibbitz on new stove

This is the first I've heard of them shattering--is it that common?

Our first two shattered within days of installation, the third one has lasted 15+ years.

The first two shattered because the hole in the counter top was 1/4 [more]

NL

Boards Post

JonathanRoth replied to the Living Below Your Means board. 11:51 AM

Re: Kibbitz on new stove

It is possible to shatter a glass cooktop.

Twice, it's amazing what happens when the factory cut counter top opening is 1/4 inch too small.

Sun Apr 19

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 11:52 AM

Re: Any reason not to pay off rentals

You're essentially receiving 5.75% for two years on your $7k principle at a very low risk. Hard to beat the risk/return value. Your cash flow will increase which may be of value to you.

Refinancing and invest the money elsewhere increases [more]

Sat Apr 18

NL

Boards Post

JonathanRoth replied to the Photography board. 10:52 AM

Re: Wakeup Call.... Truths...

Mayeb we'll just wear it as a lapel pin..

Currently cameras consists of four components merged into one object, lens, sensor, processor and storage.

My forecast for high end camera hardware is a physical separation into a [more]

Fri Apr 17

NL

Boards Post

JonathanRoth replied to the Photography board. 9:47 PM

Re: Wakeup Call.... Truths...

I've felt the value in a professional photographer is in the professionalism, showing up on time, ready to go, and easy to work with, and secondly, reliability/reproducibility, the ability to get the right shot every time.

People who do not [more]

Thu Apr 16

NL

Boards Post

JonathanRoth replied to the Photography board. 7:40 PM

Re: SX50 Filters Question

If you try them please let us know how they work.

Thanks,
Jack

NL

Boards Post

JonathanRoth replied to the Photography board. 12:56 PM

Re: SX50 Filters Question

Generally anything added between the sensor and subject degrades the image, even if just a tiny bit. Thus leaving unnecessary filters in place isn't a good idea. Consider why you're using the UV filter, if it is only to protect the lens, then [more]

Mon Apr 13

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 10:56 AM

Re: Crazy Applicants

If you've asked to schedule a signing and they haven't responded in a couple of days, move on. They are likely considering other offers and may get back to you or may not. Just like you they're trying to get the best deal they can and are likely [more]

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 10:52 AM

Re: Crazy Applicants

Candidates applying for units which I manage are told that the sales/marketing process continues until a contract is signed. Negotiations have fallen apart for lots of reasons, tenant found a better place, can't agree upon contract terms, [more]

Fri Apr 10

NL

Boards Post

JonathanRoth replied to the Owning Rental Property board. 10:35 AM

Re: How do YOU screen tenants?

Tenants with mammalian pets, usu dogs and cats, are required to carry a $100k renters insurance policy with us listed as interested parties so we are informed when the policy renews or lapses.

Thu Apr 9

NL

Boards Post

JonathanRoth replied to the Retire Early CampFIRE board. 1:07 PM

Re: Flunking Negotiations 101

Hi 2ndHalf

Negotiation Rule No. 1: clearly communicate to the other side your BATNA(Best Alternative To Negotiated Agreement).

We've apparently taken different negotiating classes and negotiate differently. Knowing your BATNA [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 3037
Recs Received 4215
People who have rec'd these posts 1036
Recs to Posts Ratio (last 30 days) 2.40
Threads Started 79
Threads Started Percentage 2.60 %
Most Frequent Board Living Below Your Means
Very First Post Re: Newly Weds seek budget/Investing advice (7/29/2000)
Percentage of Posts Rec'd 46.86 %
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