JonathanRoth

Jack & Barbara

JonathanRoth’s Activity

Yesterday

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Boards Post

JonathanRoth replied to the Retirement Investing board. 6:54 PM

Re: won the game: retiring on $2M, how to handle

The downside is the low risk of the annuity company going bust. May be a very low risk, but the outcome is horrible for this person.

If annuities are desired perhaps several different companies.

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 1:22 PM

Re: Dressing up

For my son's wedding my wife bought a black dress for $40-$60 at Nordstrom's Rack.

Mon Aug 25

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Boards Post

JonathanRoth replied to the Real Estate Investing board. 1:28 AM

Re: Considering buying a condo and renting it ou

Both conforming, and FHA, have what are casually called 'Kiddie Kondo' terms... which is to say that you can co-buy and co-borrow with a dependent child or parent at primary occupant rates & terms, even if you are the sole income contributor [more]

Sat Aug 23

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Boards Post

JonathanRoth replied to the Real Estate Investing board. 10:33 PM

Re: Considering buying a condo and renting it out

First rough estimate: GRM = 7.14, likely to be profitable
(price / annual rent)

Second rough estimate: Cap Rate = 9.1 also good
(NOI / price) NOI = 65% annual rent

Must be mid-west where properties sell based on cash flow, [more]

Fri Aug 22

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 11:40 PM

Re: MOOCs

A retirement economics class taken through Standford was very good, try:
I looked into a story telling class through Standford/Novoed but was unable to determine when to attend.

[more]

Wed Aug 20

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Boards Post

JonathanRoth replied to the Political Asylum board. 10:44 AM

Re: In wartime

Soldiers aren't supposed to shoot enemy soldiers when they're unarmed and surrendering.

Under good conditions this is true...

In real life it isn't always possible to take or manage prisoners. US POW's are still supposed to [more]

Tue Aug 19

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Boards Post

JonathanRoth replied to the Political Asylum board. 3:46 PM

Re: Too much to bear

Do you not realize that the term "thugs" has been discussed in the media repeatedly and is now recognized by many as code for the n-word

No

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Boards Post

JonathanRoth replied to the An Open Letter board. 3:45 PM

Re: An Open Letter

Perhaps they're not looking for a handout and just stating their priorities and budget. Travel, hunting, cars and clothes are more important than riding.

Jack

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 12:11 AM

Re: OT: Non-profit ethics

BTW: it's not an ethical issue, but a strategic or tactical issue. Nothing morally or ethically wrong with copying others good ideas.

You can give them the appearance of control, they'll be out of the way soon enough. Also, the younger team [more]

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 12:08 AM

Re: OT: Non-profit ethics

Perhaps it's time to join forces?

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 12:06 AM

Re: Sammiches!!

Nothing new here, standard classics

Pastrami
Roast Beef
Corned Beef
Peanut Butter
Peanut Butter & Jelly
Melted Cheese

Sat Aug 16

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Boards Post

JonathanRoth replied to the Macro Economic Trends and Risks board. 10:17 AM

Re: Get Paid Each Month (Dividends)

Well, we've gone off topic, however your points are interesting.

Point of clarification. I am neither a widow nor an orphan. Neither is Warren Buffett, whose Berkshire holdings are more than 2/3 dividend payers.

We're both [more]

Fri Aug 15

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Boards Post

JonathanRoth replied to the Macro Economic Trends and Risks board. 2:09 PM

Re: Get Paid Each Month (Dividends)

Thank you for the examples, they bring clarity and help increase our understanding.

I believe what is missing in the examples provided is the impact of earnings, the source of the dividends. Using your two examples and bring earnings into [more]

Thu Aug 14

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Boards Post

JonathanRoth replied to the Macro Economic Trends and Risks board. 4:56 PM

Re: Get Paid Each Month (Dividends)

If you were living on your portfolio, you had to sell equity. From that day forward you had less equity, period.

My underlying assumption is a stock price/value goes down because of the payment of a dividend. I.e. BRKA wouldn't be [more]

Wed Aug 13

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Boards Post

JonathanRoth replied to the Macro Economic Trends and Risks board. 12:30 PM

Re: Get Paid Each Month (Dividends)


However, if your stocks don't cooperate (i.e. - if they drop in value), it's a bit harder to sell, even if you need the proceeds to live on. Selling at a capital loss because you need to pay for food, shelter and insurance is not a good
[more]

Tue Aug 12

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Boards Post

JonathanRoth replied to the Macro Economic Trends and Risks board. 7:11 PM

Re: Get Paid Each Month (Dividends)

Recently the lure of dividends, which are taxed as ordinary income, has lost its luster. I'd rather have the company retain the earnings or buy back stock, either which increase the stock value allowing the choice of periodical selling of a few [more]

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 3:23 PM

Re: Cuts Finger, Goes to ER------> $9,000

I have a cat who really bites and claws hard when he plays. I've been thinking about getting a tetanus shot.

To make it easier to remember I get a tetanus shot every birthday which ends in a zero.

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 10:34 AM

Re: Cuts Finger, Goes to ER------> $9,000

Did you wait because you thought it was minor indigestion, or did you have to wait because your doctor couldn't get you in any sooner?

Denial isn't a river in Egypt.

I'm a former EMT and CPR instructor, the wife of the person [more]

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 10:25 AM

Re: Cuts Finger, Goes to ER------> $9,000

I've had pneumonia several times, the last two times I went to the Urgent care with symptoms I was sent home with flu medication. Both times within 3 hours I was at the ER with a 103 temp, the first time pneumonia the second time bronchitis. [more]

Mon Aug 11

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Boards Post

JonathanRoth replied to the Living Below Your Means board. 12:20 PM

Re: Cuts Finger, Goes to ER------> $9,000

I would never go to an emergency room for stuff like that. If he had gone the second it happened, that would be one thing, but to wait a few days? Go to your doctor! Who does that?

I once waited 4 days (Friday - Monday) to see my [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 2737
Recs Received 3728
People who have rec'd these posts 991
Recs to Posts Ratio (last 30 days) 3.30
Threads Started 70
Threads Started Percentage 2.56 %
Most Frequent Board Living Below Your Means
Very First Post Re: Newly Weds seek budget/Investing advice (7/29/2000)
Percentage of Posts Rec'd 46.51 %
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