JamesBrown

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JamesBrown replied to the Atheist Fools board. 12:31 PM

Re: Actually, I'm an Atheist

otherwise very typical. Sometimes they go with God is the good guy and Satan is the bad guy. God saved them from the evil of Satan.

It's a kind of polytheism, I guess. The bad god caused the disaster. The good god saved you. Pray to the [more]

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JamesBrown replied to the Christian Fools board. 10:46 AM

Re: Pro-choice Christians

Liberalism is a mental disorder.

Maybe we could add that to the list of things Jesus never said.

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JamesBrown replied to the Credit Cards and Consumer Debt board. 3:13 PM

Re: FHA Streamline Refinance

You're still not getting it.

When refinancing into a new conventional mortgage, the maximum LTV allowed to not get PMI is 80%, not 78%. The 78% figure is for a mortgage that was issued with PMI, and you are trying to drop PMI from the [more]

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JamesBrown replied to the Credit Cards and Consumer Debt board. 4:47 PM

Re: FHA Streamline Refinance

It makes ABSOLUTE sense for you to refi now.

I finally contacted the Wells Fargo rep and asked about refinancing to a conventional loan. Here's what she offered me.

She checked on zillo.com and [more]

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JamesBrown replied to the Atheist Fools board. 3:41 PM

Re: students over banks!!

Who pays for the college expenses?

Who pays for high school expenses? Same arrangement. Same argument for both, in fact.

I guess you mean real estate taxes. I currently pay taxes for my local schools, but since there isn't a [more]

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JamesBrown replied to the Atheist Fools board. 3:03 PM

Re: students over banks!!

Though I don't think student loans should exist. College should be free if you can pass an entrance exam (that demonstrates you belong in college and not trying to get a GED).

Who pays for the college expenses?

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JamesBrown posted to the Creation vs. Evolution board. 8:58 AM

They Could Be Rich

http://www.patheos.com/blogs/exploringourmatrix/2013/04/youn...

"Young-earth creationists [more]

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JamesBrown posted to the Atheist Fools board. 11:54 AM

Limbaugh: Keen Mind, Armchair Kidnapper

Rush Limbaugh convolutes his way from the TV show 'Hawaii Five-O' to the Cleveland kidnappers to Obama's welfare policies. Naturally.

"I happened last night to watch Hawaii Five-0 on CBS,” he explained. “Hawaii Five-O‘s premise last [more]

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JamesBrown replied to the Credit Cards and Consumer Debt board. 6:11 PM

Re: FHA Streamline Refinance

With a $95k balance and a valuation of $119k, you are at 79.8% LTV (loan to value). At this point, you should probably be looking to refinance into a conventional loan, rather than an FHA loan, streamline or not.

With a conventional [more]

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JamesBrown posted to the Credit Cards and Consumer Debt board. 3:45 PM

FHA Streamline Refinance

I received a letter from my mortgage holder (Wells Fargo) telling me that due to "recent guideline changes" I could reduce my FHA mortgage insurance premiums if I refinance to a new FHA mortgage. So I called the number, talked to a nice [more]

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JamesBrown replied to the Atheist Fools board. 10:59 AM

Re: creationist book review

I don't see what there is to argue about.
First, the god believer has to prove their god exists.
Failing that, there is nothing to discuss.
If we engage in debate over, for example, the meaning of God's word, we have already conceded [more]

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JamesBrown posted to the The Theist/Atheist Dialogs board. 8:11 AM

Problem of Evil Cloaks Moral Bankruptcy

Great blog post from one of the hosts of The Atheist Experience

[more]

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JamesBrown replied to the Creation vs. Evolution board. 3:06 PM

Re: evolution and God compatible

Now, if the book of Genesis is an allegory, then sin is an allegory, the Fall is an allegory, the need for a Savior is an allegory, and Adam is an allegory—but if we are all descendants of an allegory, where does that leave us? It destroys the [more]

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JamesBrown replied to the Political Asylum board. 4:49 PM

Re: Obamacare Opposite-of-a-Train-Wreck Scenario

People may not trust or understand new government programs, but they really don’t like having government programs they rely on taken away...

Does this mean that in future election rallies, we'll see people holding up signs that read, [more]

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JamesBrown replied to the Atheist Fools board. 12:34 PM

Re: Hey Mom! Great Toy Idea!

A five-year-old boy who was playing with a .22 caliber rifle he'd been given as a gift accidentally shot and killed his little sister in their Kentucky home, officials said.

Guns don't kill children. Children kill children.

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JamesBrown replied to the Creation vs. Evolution board. 10:22 AM

Re: evolution and God compatible

Robert Ingersoll: "If the Bible is mistaken in telling us where we came from, how can we trust it to tell us where we're going?"

Creationists know that if they concede that Genesis got some basic facts wrong, then the camel's nose [more]

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JamesBrown replied to the Great Movies board. 3:29 PM

Re: World's Smallest Movie

The character could have been fleshed out more, Act II was completely rushed, and there were plot holes large enough to drive a truck through. I did enjoy the soundtrack, however, but it wasn't enough to rescue a formulaic plot.

Geez, [more]