Sally started writing about money for Microsoft TaxSaver and MSN Money in 1998. She later wrote "Help! I Can't Pay My Bills" for St. Martin's Griffin. Sally's CreditCards.com column readers help her stay in touch with real-life problems, as they ask her about everything from unflattering credit scores to broken hearts and nasty credit collectors. Sally is a certified public accountant. She loves palette knife painting, taking flying lessons, and watching the antics of her backyard chickens.