Hawkwin’s Activity

Today

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Boards Post

Hawkwin replied to the Retirement Investing board. 7 minutes ago

Re: Home Ownership not a good investment

Additionally, if SS were means tested in such a manner, it would basically become welfare or another form of medicaid - the result of which would be a significant disenfranchisement of people that have already paid into the system, making it is [more]

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Hawkwin replied to the Retirement Investing board. 23 minutes ago

Re: Home Ownership not a good investment

Hawkin, I don't see it that.

Perhaps I'm wrong, but better to plan for worst case and hope for the best than otherwise.


Net worth, unlike income, is way too fluid for it to be measured for such a purpose. There are very very [more]

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Hawkwin replied to the Retirement Investing board. 2 hours ago

Re: Home Ownership not a good investment

which I think may well come to pass (and possibly affect us if it involves net worth).

One thing you can count on is that it WILL NOT factor in net worth.

Other sources of income, very possible but we won't see people be [more]

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Hawkwin replied to the Retirement Investing board. 4 hours ago

Re: Home Ownership not a good investment

Lenders/mortgage brokers loan the amount you can painfully pay back.

The guidelines almost assure you will not be able to fund retirement and pay the mortgage.


Why is it the fault of the lender if the buyer decides to buy [more]

Mon Apr 21

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Hawkwin posted to the Macro Economic Trends and Risks board. 1:55 PM

OT: Kalamazoo Promise

This is the city of my youth. I remember when this was announced about a decade ago. I recall wishing that they had such when I was a student and that I had lived in the right district. This is a very interesting look at what happens (and perhaps [more]

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Boards Post

Hawkwin replied to the Political Asylum board. 1:36 PM

Re: How much will being a grandmother...

Being a grandma didn't help Palin much.

My guess is that it did, more than her being single or married without kids.

Note "much" could be a percentage point or two.

NL

Boards Post

Hawkwin posted to the Political Asylum board. 11:31 AM

How much will being a grandmother...

Help Hillary get elected?

I think it is likely to help a lot.

http://time.com/68296/hillary-clinton-chelsea-pregnant-2016/...

Blows my mind that [more]

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Hawkwin replied to the Political Asylum board. 9:28 AM

Re: Chart of the Day

This was plagarized from a SNL skit two Saturday's ago.

Fri Apr 18

NL

Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 5:31 PM

Re: Hybrid/Other Annuities

He is absolutely describing an immediate annuity, not a deferred annuity. He will only be getting his principal back for many years before he starts to earn any interest. You mention a "Period Certain" annuity, but he is talking about a [more]

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Hawkwin replied to the Macro Economic Trends and Risks board. 3:41 PM

Re: Inequality

I defy anyone to spend that much money in a year, consistantly, year after year.

What, 1.6M? That is easy. Now if you are talking about 25M a year, ya that gets a bit more difficult. Still, that can quickly be spent on the mortgage [more]

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Boards Post

Hawkwin replied to the Macro Economic Trends and Risks board. 1:57 PM

Re: Inequality

If you're already in the 1%, or 0.5%, do you really take your latest $20M check and run out and buy that 8th ocean view villa, or that 17th Rolls Royce?

I think you are exagerating a bit too much. The top 1% are generally not rich [more]

NL

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Hawkwin replied to the Macro Economic Trends and Risks board. 11:50 AM

Re: CNN News Flash!

So, the 11:00 CNN news hour began with a blaring News Flash!!!

Yes!!

Breaking News!!!!!!

And here's what they reported for this news flash:

"The underwater BlueFin submersible drone has made it's first
[more]

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Boards Post

Hawkwin replied to the Macro Economic Trends and Risks board. 11:48 AM

Re: US consumer protection at new level

A company (or a person) can make any claim of legal protection they want. That does not mean it would stand up in court.

If it was so easy for General Mills to successfully protect themselves from torts via forced arbitration, the cigarette [more]

NL

Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 11:22 AM

Re: Hybrid/Other Annuities

There is no way he can get 6 percent on a deferred annuity now.

I continue to find it interesting that you post is such absolutes.

Are you so aware of the universe of products that you are positive that nothing out there [more]

NL

Boards Post

Hawkwin replied to the Macro Economic Trends and Risks board. 10:16 AM

Re: Inequality

Which is exactly what happened. And if borrowing goes up, the savings rate automatically goes down, because borrowing is subtracted from saving.

Agreed, but how does one account for the (domestic) personal savings rate going from over [more]

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Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 9:59 AM

Re: Hybrid/Other Annuities

Is the $500 inflation adjusted? Because if it isn't, it's quite possible (probable) that in 20 years from now, that $500 will be worth A LOT less purchasing power.

Very unlikely it would have such built into the rider; but then [more]

NL

Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 9:56 AM

Re: Hybrid/Other Annuities

PSA-V currently sells at 21.67 with a quarterly dividend of 33.6 cents per share for a yield of about 6.23% annually. Preferred stocks have no maturity date like your annuity, but the company may choose to buy back your stock after September 2017. [more]

NL

Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 9:31 AM

Re: Hybrid/Other Annuities

As was mentioned, when, if ever, will we see 3% APY for a 5 year CD?

Last I checked, PenFed offered such.

https://www.penfed.org/

Anything w/ equities exposure makes me VERY [more]

Thu Apr 17

NL

Boards Post

Hawkwin replied to the Bonds & Fixed Income Investments board. 8:21 PM

Re: Hybrid/Other Annuities

Certainly a CD gives you your principal back. I don't understand why you say it is not designed to give you your principal back.

It may at maturity but it does not provide the principle as a form of income (or return of investment) [more]

NL

Boards Post

Hawkwin replied to the Military Fools board. 7:56 PM

Re: Servicemen perform in drag at Kadena Air Bas

[Because it is likely the first time such an event occured. That makes it newsworthy. ]

Pretty sure its not.

Pretty sure this is NOT the first time openly gay active service members performed in drag on a military [more]

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Big gold star, 5000 posts Old School Fool
Board Posts 12497
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Threads Started 1290
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Most Frequent Board Political Asylum
Very First Post Re: Help with AIG Valic (6/15/2005)
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