Gingko100

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Gingko100 replied to the Atheist Fools board. 12:09 AM

Re: OT!! Smaller gov't, until you come after mi

Mother's Day at 4 pm is the best - as I learned serendipitously.

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Gingko100 replied to the Macro Economic Trends and Risks board. 12:30 PM

Re: Gender gap in Financial Knowledge

In my family the women have always managed the money...

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Gingko100 replied to the Buying or Selling a Home board. 10:34 AM

Re: question: down payment on my first home

probably if I ask about how insurance pays in case of a natural disaster I will be accused of wanting to flood my own house to take advantage of the poor insurance companies[...]I am sure you are all geniuses. Just keep in mind that when it [more]

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Gingko100 replied to the Atheist Fools board. 9:25 AM

Re: OT!! Smaller gov't, until you come after mi

I absolutely despise buying a car from a dealer. All that crap about "I'll have to check with my manager", and then he leaves you sitting there - for frikkin' ever - while he dorks around somewhere doing god knows what.
I only [more]

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Gingko100 replied to the Buying or Selling a Home board. 4:47 PM

Re: question: down payment on my first home

I still fail to see anyone comment on our tax money bailing out banks.
Because it is irrelevant to the subject of this thread.

If pursued as a topic it will just degenerate into political yammering. There are plenty of other [more]

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Gingko100 replied to the Buying or Selling a Home board. 1:06 PM

Re: question: down payment on my first home

I want to be clear: All I want is to have the OPTION of renting my own property at any time after purchasing it.
Then get an investor loan.

You know what's fraud Ginko100? That we bailed out the banks with our tax money! Was [more]

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Gingko100 replied to the An Open Letter board. 6:28 PM

Re: An Open Letter

Let me explain this in a little different way -- If I leave the doors to my house standing open, and someone comes in, do I really have a reason to complain?
Yes.

So...when that house down the street had someone leave a window [more]

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Gingko100 replied to the Buying or Selling a Home board. 10:54 AM

Re: question: down payment on my first home

I believe it will all come up when you get insurance for the house anyhow. You need the right type of insurance, and they will look at the loan, and may not issue rental coverage for a house for which the loan is not structured that [more]

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Gingko100 replied to the Recipes/Cooking board. 9:58 PM

Re: Peanut butter in soup

I like this recipe, which has peanut butter in it - really yummy. I usually make it with cooked garbanzo beans instead of chicken/turkey.

[more]

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Gingko100 replied to the An Open Letter board. 8:11 PM

Re: An Open Letter

Mind if we call you Bruce, to keep it straight?

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Gingko100 replied to the Replies I'd Like To Make board. 12:28 PM

Re: You've got a really bad case of

If whom I am thinking of, I greyed her out weeks ago.
She adds little and just clutters up otherwise sensible threads.

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Gingko100 replied to the Living Below Your Means board. 1:49 PM

Re: LBYM related - for people with 1+ computers

One desk top - two laptops.

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Gingko100 replied to the Living Below Your Means board. 8:51 PM

Re: Just glad I don't live in NYC

I would make just one change to the sentence above: "New Yorkers don't hate the south in particular - they just think they live in the best place on earth for them ."
Well, yeah. What I meant is that from a NY'ers perspective any [more]

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Gingko100 replied to the Living Below Your Means board. 5:00 PM

Re: Just glad I don't live in NYC

New Yorkers don't hate the south in particular - they just think they live in the best place on earth (and they kind of do).

There's a place for everyone - some love quiet & space, others love the tumult of cities.

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Gingko100 replied to the Living Below Your Means board. 2:32 PM

Re: Just glad I don't live in NYC

Space - mehh. I live in a 1200 sf house, and sometimes I don't go in my living room for weeks. I'm almost 50 and (aside from cookbooks and odd kitchen implements) still have almost no stuff.

I'd much rather live someplace with lots of [more]

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Gingko100 replied to the Living Below Your Means board. 1:56 PM

Re: Just glad I don't live in NYC

I lived in a bedroom for a while where the living room was rented out as a bedroom. The artist who lived there found some beautiful old wood doors in the basement of the building and carved them into screens. They would go up at night - or in the day [more]

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Gingko100 replied to the Living Below Your Means board. 1:55 PM

Re: Just glad I don't live in NYC

My studio partner lived with a guy who was convinced the roaches could overhear him plotting against them, so he refused to talk about them in the kitchen.
Roaches are all over NYC. I had a few, but boric acid mostly kept them away. Reality is if [more]

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Gingko100 replied to the Living Below Your Means board. 1:47 PM

Re: Just glad I don't live in NYC

Dunno - I lived in NYC, and while those are a bit worse than most, I lived in places not to terribly different than that (no bunkbeds though), and they were great years. No one stays home in NY, and you are always out anyhow. A room is just a place [more]

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Gingko100 replied to the Macro Economic Trends and Risks board. 6:12 PM

Re: Individual college ROI

I don't think there's a lot of engineering at Columbia (my other grad school), and yet it has a 9.4% ROI. It has an engineering program, but it is small. And Barnard (one of its components) has no engineering and a very positive ROI of 6%. Columbia [more]

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Gingko100 replied to the Macro Economic Trends and Risks board. 12:21 PM

Re: Individual college ROI

Rather disappointing that none of the institutions in the top 10 list, and few deeper into the 150 with positive ROI, are public universities.
UC Berkeley - where I went for grad school (and which has one of the best CE programs in the [more]