EvanED’s Activity

Fri Jun 6

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Boards Post

EvanED replied to the Buying or Selling a Home board. 7:53 PM

Re: Down payment

That's a good point. For me, it is in a mostly-unfinished basement (I'm in the north, so basically everyone has basements including me), about 3 feet from a floor drain. Unless the drain doesn't, I should be fine, and I'll test [more]

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EvanED recommended foo1bar's post on the Buying or Selling a Home board. 1:05 AM

Re: Down payment

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EvanED recommended Dwdonhoff's post on the Buying or Selling a Home board. 1:05 AM

Re: Down payment
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EvanED replied to the Buying or Selling a Home board. 1:00 AM

Re: Down payment

> It's "phase in," not out.

I'm not sure what you mean here. Because also from your link:

"Limit on deduction. If your adjusted gross income on Form 1040, line 38, is more than $100,000 ($50,000 if your filing [more]

Thu Jun 5

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EvanED replied to the Buying or Selling a Home board. 8:28 PM

Re: Down payment

> I thought PMI was no longer deductable. Whats the phase out?

The phaseout starts at $100K and completes at $109K AGI.


> Is [the water heater] leaking?

No, which is one reason I didn't ask for a credit or [more]

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EvanED replied to the Buying or Selling a Home board. 1:31 AM

Re: Down payment

> I presume this doesn't change your position, but for completeness's sake
> the mortgage interest deduction is a no-go; I'm above the income limit
> for both it and further Roth contributions.

Sorry, correction: I'm above [more]

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EvanED replied to the Buying or Selling a Home board. 1:10 AM

Re: Down payment

I presume this doesn't change your position, but for completeness's sake the mortgage interest deduction is a no-go; I'm above the income limit for both it and further Roth contributions.

(The Roth part of that, and the fact that my employer [more]

Wed Jun 4

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EvanED posted to the Buying or Selling a Home board. 10:29 PM

Down payment

OK, here's the situation. I am buying a house for which I am teetering on the edge of 10% down, which I would looove to hit both psychologically as well as for the PMI drop. However, depending on how you count, I am just a tiny hair short. I give a [more]

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Boards Stats & Trivia

Board Posts 25
Recs Received 10
People who have rec'd these posts 6
Recs to Posts Ratio (last 30 days) N/A
Threads Started 2
Threads Started Percentage 8.00 %
Most Frequent Board Buying or Selling a Home
Very First Post When can I qualify for a loan? (4/22/2013)
Percentage of Posts Rec'd 36.00 %
Show EvanED’s 10 Latest Posts