Ben Black

I am currently self-employed as an independent fee-only financial advisor and am not affiliated with a particular broker-dealer. I am an investment blogger with the Motley Fool. I have also served as a market and demographics consultant to a promising tech startup; I was also heavily engaged in idea generation for platform enhancement and increasing user engagement, as well as utility for both end-users and institutions at the aforementioned firm. I am very entrepreneurial, self-motivated, and passionate about finance. Included in the suite of advisory services offered, retirement income, especially guidance on variable annuities, including mutual funds, fixed annuities, and immediate annuities is a high priority. I do NOT sell these products, however, but merely offer my opinions on various contracts. In developing a solid financial plan for clients, I consider securities offered, target allocations, risk tolerance, and myriad other factors to assist with wealth accumulation, preservation, and distribution. Income planning is a crucial, but often overlooked aspect of financial planning. I have recently enrolled in Richmond University's CFP Program to attain the Certified Financial Planner designation. I have also studied the entire CFA Level 1 curriculum, and plan on taking it after I am done with the CFP. I am also in the process of applying to Creighton University's graduate finance program - Masters in Investment Management and Financial Analysis. It's a CFA program partner and tracks along the CFA curriculum for the most part. I hope to earn the CFA Charter upon graduation, and then use the skills and knowledge acquired through both to help an endowment or non-profit manage its assets to best protect its mission and expand its reach (such as with education funding). As John Bogle has imparted upon me, true stewardship is something to constantly strive for as a portfolio manager.

CoreAndExplore’s Activity

Sat Feb 15



CoreAndExplore published an article 11:51 PM

Ford Is Just Getting Revved Up

While pricing competition from peer automakers is currently putting pressure on profitability, Ford is laying the groundwork for strong growth with a greatly expanded selection of models.

Tue Jan 28


Watercooler Post

CoreAndExplore wrote 11:31 AM

Apple's "disappointing" iPhone sales and revenue guidance is more or less Wall Street noise. Analysts aren't paying much attention to what CFO Peter Oppenheimer says apparently. Oh well, this drop creates a favorable stock buyback opportunity for AAPL.

Sun Jan 26



CoreAndExplore published an article 11:09 PM

Why Apple Truly Is a "No-Brainer" Investment

While Carl Icahn's public endorsement of Apple may be derived out of shameless self-interest, there's little doubt that the company provides a very compelling story for investors, particularly those concerned with balance sheet fundamentals - quite [more]

Thu Sep 19


Watercooler Post

CoreAndExplore wrote 5:20 PM

From 88th to 75th percentile in CAPS... in ONE day?! It's like my own personal Black Thursday!

Fri May 25


Watercooler Post

CoreAndExplore wrote 11:37 PM

You're so money and you don't even know it.

Mon May 7


Watercooler Post

CoreAndExplore wrote 4:01 AM

What goes up must come down is not an investment philosophy, it's a cop-out. Try this instead: an apple (AAPL that is) a day keeps retirement in play ;)

CAPS Stats & Trivia

CAPS Player Rating 77.68
Player Rank 16788 out of 75214
Score 1899.75
Score Change Today -124.90
Accuracy 45.43%
Active Picks 192
Total Picks 370
Best Pick NXPI (+285.88)
Worst Pick JOY (-95.48)
Average Score per Pick 5.13
Charms Earned 8
Highest Rated Favorite TMFBabo
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Boards Stats & Trivia

Board Posts 5
Recs Received 3
People who have rec'd these posts 3
Recs to Posts Ratio (last 30 days) N/A
Threads Started 0
Threads Started Percentage 0.00 %
Most Frequent Board Retirement Investing
Very First Post Re: Bonds. Lotsa Bonds. (9/23/2013)
Percentage of Posts Rec'd 40.00 %
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