I am currently self-employed as an independent fee-only financial advisor and am not affiliated with a particular broker-dealer. I am an investment blogger with the Motley Fool. I have also served as a market and demographics consultant to a promising tech startup; I was also heavily engaged in idea generation for platform enhancement and increasing user engagement, as well as utility for both end-users and institutions at the aforementioned firm.
I am very entrepreneurial, self-motivated, and passionate about finance. Included in the suite of advisory services offered, retirement income, especially guidance on variable annuities, including mutual funds, fixed annuities, and immediate annuities is a high priority. I do NOT sell these products, however, but merely offer my opinions on various contracts. In developing a solid financial plan for clients, I consider securities offered, target allocations, risk tolerance, and myriad other factors to assist with wealth accumulation, preservation, and distribution. Income planning is a crucial, but often overlooked aspect of financial planning.
I have recently enrolled in Richmond University's CFP Program to attain the Certified Financial Planner designation. I have also studied the entire CFA Level 1 curriculum, and plan on taking it after I am done with the CFP. I am also in the process of applying to Creighton University's graduate finance program - Masters in Investment Management and Financial Analysis. It's a CFA program partner and tracks along the CFA curriculum for the most part. I hope to earn the CFA Charter upon graduation, and then use the skills and knowledge acquired through both to help an endowment or non-profit manage its assets to best protect its mission and expand its reach (such as with education funding). As John Bogle has imparted upon me, true stewardship is something to constantly strive for as a portfolio manager.