CMF4Lily’s Activity

Tue Dec 5

NL

Boards Post

CMF4Lily replied to the Political Asylum board. 8:23 AM

Re: Legislative Maleficence

Do you understand this?


Thanks, Jerryab2. Appreciate your explanation. I do understand it. So it just confirms that the mandate to force people into insurance is just to address the result, and not the cause of the [more]

Mon Dec 4

NL

Boards Post

CMF4Lily replied to the Roth IRA board. 3:34 PM

Re: Where to start for Roth IRA

want to start a Roth IRA and don't know where to start? What companies are better than others. I have a 401k from work and we need to put more away.

Hi kebert,
If you're still reading this board from your post...one thing [more]

NL

Boards Post

CMF4Lily replied to the Retire Well on Less board. 3:29 PM

Re: Cost of groceries

Thanks, windraft.

Oops, make that windrath...

H.

NL

Boards Post

CMF4Lily replied to the Retire Well on Less board. 3:28 PM

Re: Cost of groceries

Thanks, windraft.

For the record, I don't buy organic and think it's a waste of money. But making sure to stay healthy (and local when I can) does seem to cause me to spend more in other ways, I think.

I live in a fairly [more]

NL

Boards Post

CMF4Lily replied to the Political Asylum board. 2:42 PM

Re: Legislative Maleficence

Hi KitKat,
I enjoy your posts and have for years. So I thought I'd ask you this, since you stated it.

Ending the Affordable Care Act’s individual mandate, which would cause 13 million Americans to lose health insurance [more]

NL

Boards Post

CMF4Lily replied to the Tax Strategies board. 11:41 AM

Re: Qualified dividends

Thanks, JLC. I didn't know the 60 day buffer existed. Got it.

You also wrote:
One thing to note, usually REITs and MLP dividends are never qualified regardless of holding period.


Understood. That is why I hold [more]

NL

Boards Post

CMF4Lily posted to the Retire Well on Less board. 11:03 AM

Cost of groceries

Hi all,
I'm recently retired early, and just wanted to see if I was 'in line' with others in similar circumstances regarding grocery expenses. I'm single, rarely eat out, and like to cook. I also strive to keep it as healthy as I [more]

NL

Boards Post

CMF4Lily posted to the Tax Strategies board. 10:48 AM

Qualified dividends

I've never thought of this before, and just wanted to ask to be sure. If you buy/own a stock that pays qualified dividends, are the dividends still tax qualified during the first year of stock ownership, when you would still be in the 'short [more]

Fri Dec 1

Stock Advisor Boards Post

CMF4Lily posted to the Stock Advisor boards. 11:44 AM

NL

Boards Post

CMF4Lily replied to the Buying or Selling a Home board. 9:28 AM

Re: Getting mortgages these days

My understanding was that this question was about the current tenant's (in)ability to get a mortgage to purchase as owner-occupants.

Yes, that's correct.

Howard

Options Boards Post

CMF4Lily replied to the Options boards. 9:10 AM

Wed Nov 29

Stock Advisor Boards Post

CMF4Lily posted to the Stock Advisor boards. 12:47 PM

NL

Boards Post

CMF4Lily replied to the Retire Early Liberal Edition board. 12:36 PM

Re: Healthcare question

That's it! Thanks, intercst.

I don't think I qualify for subsidies on the exchange (barely, thanks to dividends and some options trading income), so this is something for me to look into.

Appreciate the [more]

Options Boards Post

CMF4Lily posted to the Options boards. 11:58 AM

Rule Breakers Boards Post

CMF4Lily posted to the Rule Breakers boards. 11:49 AM

NL

Boards Post

CMF4Lily posted to the Retire Early Liberal Edition board. 10:49 AM

Healthcare question

Hi folks,
I'm recently retired and got on the exchange to finish out the year and now am looking at open enrollment for next year. I thought I remembered reading here something about Silver plans and a deal where some states are able to offer [more]

NL

Boards Post

CMF4Lily replied to the Buying or Selling a Home board. 9:12 AM

Re: Getting mortgages these days

BTW - congrats on retiring early!

Thanks, PW! I'm loving it.

I had a similar experience as you when I went to buy a small second home before I retired. I had all the qualifying income, proved to them I had liquid capital [more]

NL

Boards Post

CMF4Lily replied to the Buying or Selling a Home board. 9:03 AM

Re: Getting mortgages these days

AJ,

Do you need to monetize the entire equity amount? Could you refinance with a cash-out mortgage instead?

Thanks for the reply and comments. I probably should have said that I 'want' to monetize the house more now. [more]

Tue Nov 28

NL

Boards Post

CMF4Lily posted to the Buying or Selling a Home board. 3:51 PM

Getting mortgages these days

Hi all,
I have a rental and very good tenants. It's been a good relationship, and because of how well they take care of the place, I have kept the rent below market. A very fair situation for both parties, I believe.

I've now [more]

NL

Boards Post

CMF4Lily posted to the Retire Early CampFIRE board. 3:42 PM

Healthcare question

Hi folks,
I'm recently retired and got on the exchange to finish out the year and now am looking at open enrollment for next year. I thought I remembered reading here something about Silver plans and a deal where some states are able to offer [more]

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