BruceCM’s Activity

Wed Dec 24

NL

Boards Post

BruceCM replied to the Retirement Investing board. 4:23 PM

Re: 70-1/2 IRA Charitable deduction is back

This provision, as well as many other 'tax extenders', are only extended for one year, 2014. This means that to get the tax benefit from those extenders involving discretionary actions (such as directing one's RMD to a qualified charity) must be [more]

NL

Boards Post

BruceCM replied to the Retirement Investing board. 3:08 PM

Re: Moving Dividend Stocks from Sheltered Accts

There is a strategy discussed out there in dividend cyberspace that deals with holding low yield/high dividend growth rate stocks beginning 7 to 10 years pre-retirement, so that by the time you reach retirement, their yield will have climbed to the [more]

Fri Nov 21

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 6:07 PM

Re: ARCP Common & Preferred

Here's a bit of fundamental info on the ARCP commons


2012 2013

Revenue $16.8MM $236MM
Net OpCF $6.0MM -$7.0MM
Dividends paid $8.4MM $165MM

According to the NAREIT web site, for 2013, 78% of ARCP's [more]

Sat Nov 15

NL

Boards Post

BruceCM replied to the Retirement Investing board. 7:42 PM

Re: Roth conversion on RMD not allowed

Large IRAs continue to be a problem
A major problem for those who didn't manage them down in size in their pre RMD years.

Basically you have to pay the taxes and there is no path around it.
For some, the tax bill will [more]

Fri Nov 14

NL

Boards Post

BruceCM replied to the Retirement Investing board. 9:16 PM

Re: Roth conversion on RMD not allowed

No, you do not have RMDs. Actually, you won't have an RMD until your required beginning date of April 1 of the year following the year you reach 70.5. You can certainly set up periodic auto withdrawals from your IRA, and its up to the custodian [more]

Sun Nov 9

NL

Boards Post

BruceCM replied to the Retirement Investing board. 10:40 AM

Re: 457(b) Plan?

Neil
I think your interpretation is correct.

Don't forget your IRAs. If you're making too much to be able to deduct TIRA contributions, then contribute to your Roths. Remember, a young couple can stuff $11,000 (5,500 each) per year into [more]

Fri Nov 7

NL

Boards Post

BruceCM replied to the Retirement Investing board. 8:36 PM

Re: 457(b) Plan?

I agree with the above. Non-government 457(b) plans, as your wife's hospital plan would be, are owned by the employer, not by the employee, just as Sec. 409(A) deferred comp plans are.

But have these ever defaulted? Well, yes, they have. [more]

Sun Nov 2

NL

Boards Post

BruceCM replied to the Dividend Growth Investing board. 1:56 PM

Re: Advice

You really need to provide actual numbers.

You say its a low 5 figures...I'll use $30,000.

You don't give the frequency of income needed...I'll assume monthly

You don't say how much income she'd like this to produce...lets [more]

Mon Oct 20

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 9:25 AM

Re: REIT Preferreds: Sell today or hold forever

I understand your philosophy of investing for income alone, but does that mean no trading?

Generally, a security held for its long term reliable income will not be sold over one's lifetime, unless one of the following [more]

Fri Oct 17

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 2:08 PM

Re: REIT Preferreds: Sell today or hold forever

I think the issue of To Keep or not to keep will be determined by your investment method used to meet investment objectives: If you are using portfolio total return and modern portfolio theory, then the arguments for interest rate sensitivity [more]

Mon Oct 13

NL

Boards Post

BruceCM posted to the Real Estate Inv. Trusts: REITs board. 1:56 PM

Free e-book on Income Investing

I have just published Retirement Investing for Income Only: How to Invest for Reliable Income in Retirement ONLY from Dividends

It is available in print as well as by e-book.

The e-book is available to download for [more]

NL

Boards Post

BruceCM posted to the Retirement Investing board. 1:04 PM

Free e-book:Pure Income Investing for Retirement

I have just published my book, Retirement Investing for Income Only: How to Invest for RELIABLE INCOME during Retirement Only from DIVIDENDS

It can be downloaded from Amazon FOR FREE through Friday of this week. You will need [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 1887
Recs Received 5725
People who have rec'd these posts 662
Recs to Posts Ratio (last 30 days) N/A
Threads Started 119
Threads Started Percentage 6.31 %
Most Frequent Board Real Estate Inv. Trusts: REITs
Very First Post Re: Bond Funds (6/11/2001)
Percentage of Posts Rec'd 70.22 %
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