BruceCM’s Activity

Sat Jul 5

NL

Boards Post

BruceCM replied to the Retirement Investing board. 12:07 AM

Re: My Financial Advisor (update 1)

You seem to have made up your mind to go with this salesrep...so you are posting back here because.......?

BruceM

Tue Jul 1

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 9:48 PM

Re: Are Analyst Earning Projections Really "

Earnings statements have little of value in analysis of dividend strength.

Most of what is needed is all in the statement of cash flows

BruceM

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 8:19 PM

Re: LTC question on capital improvements

I have no idea what arrangement LTC has with tenants and capital improvements. As a Triple Net, they will usually not get involved with capital improvements, unless it is per their agreement with the tenant. Its almost impossible to say without [more]

NL

Boards Post

BruceCM replied to the Retirement Investing board. 3:10 PM

Re: Dividend stocks

Companies are contractually obligated to pay dividends? To maintain or increase the dividends? That's news to me.

"much like" does not equal "identical to". The relationship is an analogy, not an [more]

NL

Boards Post

BruceCM replied to the Retirement Investing board. 12:45 PM

Re: Dividend stocks

A word of caution.
Dividend paying stocks today are like technology stocks in the late 1990s...they are all the rage. Now, clearly, the average dividend paying stock will likely not be subject to the levels of insolvency that tech start ups [more]

Sat Jun 28

NL

Boards Post

BruceCM replied to the Retirement Investing board. 9:22 AM

Re: To 403B or Not to 403B

The concern we have is using either of these options for four years locally, then hit the overseas schools (which are likely to not be DOD or DOS) for an unknown period of time, perhaps until retirement.

As I said, if you are working [more]

Thu Jun 26

NL

Boards Post

BruceCM replied to the Retirement Investing board. 2:43 PM

Re: To 403B or Not to 403B

You haven't provided quite enough info, so I'll make a couple of assumptions.

I assume the school district she works for is government based and not private non-profit. I'll also assume the school district is not matching her contributions [more]

Tue Jun 24

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 11:09 AM

Re: Are Analyst Earning Projections Really "Ana

Where do earnings (of FFO) projections really come from?

Does it really matter.

Retail 'analysis', I've found over the years, really don't have much to do with 'analysis', as much as they have to do with issuing press [more]

Sat Jun 21

NL

Boards Post

BruceCM replied to the Retirement Investing board. 7:57 PM

Re: Short term vs long term loss against similar tai

Your first objective is total return...and care must be taken not to let the tax tail wag the TR Investment dog.

Having said that, a loss in one asset class can be sold and then immediately repurchased in another form of that asset class, [more]

NL

Boards Post

BruceCM replied to the Retirement Investing board. 1:22 PM

Re: MLP

"Substitute "IBM" for "MLP". If I have an IRA account, and I buy shares of IBM stock, how exactly is IBM's business related to my IRA's tax-exempt purpose?"

A good question, as the difference between a [more]

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 12:15 PM

Re: BBN

Mike
CEFs are an interesting study. It really depends on your investment objective, but if your primary goal is income, some CEFs have benefits that may outweigh their risks and expenses.

So looking at BBN from the standpoint of long [more]

Sun Jun 15

NL

Boards Post

BruceCM replied to the Retirement Investing board. 7:29 PM

Re: Brokers Fight For Right to Screw Customers

I'm sure there are series 7 securities dealers out there who do indeed make only recommendations to their 'clients' that are first and foremost in the client's best interest....I'm just sure of it!

But those who percolate up through the [more]

Fri Jun 13

NL

Boards Post

BruceCM replied to the Retirement Investing board. 1:30 AM

Re: Inherited IRAs

Keep in mind, one's own IRA, including one inherited for a spouse and rolled into the surviving spouse's IRA, are clearly defined by the The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, in terms of protection from creditors for [more]

Wed Jun 11

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 9:09 PM

Re: A Few Good 4%-ers

Good find...I'd forgotten I'd written it.

The statement of cash flows is a GAAP document that I'm surprised is rarely used.

BruceM

Tue Jun 10

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 8:08 PM

Re: A Few Good 4%-ers

I'd also add UBA, with a CY of 4.8%. Its 5 year dividend growth rate is 5.7% and 10 year 4.6%, although it has slowed, with 2014 likely to be only about 1.2% over 2013's dividend. UBA did not cut its dividend during the 08/09 market decline and in [more]

Mon Jun 9

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 9:45 PM

Re: AMH-C - A preferred with inflation protection

this is a "Participating Preferred". Haven't seen one of these in a long time...

So with my skeptical hat firmly on my head.....

The dividend % adjustment and redemption value adjustment occurs in 1921. But....the first [more]

NL

Boards Post

BruceCM replied to the Retirement Investing board. 2:53 PM

Re: Should an Annuity be Part of My Plan?

IP
You have given a pretty good picture and raised at least 3 actionable issues...if I'm reading your posting correctly.

Think about what the EFC is saying.....the difference between the allowable college costs and the EFC is, usually, [more]

Sat Jun 7

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 6:16 PM

Re: I think I've got it!

Are you sure that 2.5% Real Yield will provide the income you require? This means that either you have strong supplemental Income in retirement through a combination of pensions, deferred comp, trust income, Social Security, life annuity, [more]

Wed Jun 4

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 7:16 PM

Re: Reit preferreds

Tony
Preferreds...particularly REIT preferreds.... are an odd lot whose prices move differently than the larger bank preferreds. REIT preferreds have 3 price change mechanisms...

1. Apparent risk of default and/or changes in the REIT [more]

Tue Jun 3

NL

Boards Post

BruceCM replied to the Real Estate Inv. Trusts: REITs board. 1:20 PM

Re: health care reits and new technology

Theranos requires only a pinprick and a drop of blood. With that they can perform hundreds of tests, from standard cholesterol checks to sophisticated genetic analyses. The results are faster, more accurate, and far cheaper than conventional [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 1826
Recs Received 5342
People who have rec'd these posts 632
Recs to Posts Ratio (last 30 days) 4.50
Threads Started 113
Threads Started Percentage 6.19 %
Most Frequent Board Real Estate Inv. Trusts: REITs
Very First Post Re: Bond Funds (6/11/2001)
Percentage of Posts Rec'd 69.66 %
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