2gifts’ Activity

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NL

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2gifts replied to the Living Below Your Means board. 8:28 AM

Re: Budget thanksgiving

BUT I learned early today they weren't coming so aside from the turkey and mashed potatoes, it will essentially be just another family meal at the neveragains. Of course if I had to choose I would much rather have my family here than save $50 or [more]

Mon Nov 24

NL

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2gifts replied to the Tax Strategies board. 2:45 PM

Re: Is this legal tax avoidance ?

I *think* that the interest on a loan for an investment property is deductible even if it is not secured by the property. -me

BTW - my thinking is based on my understanding of pub 535
[more]

NL

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2gifts replied to the Living Below Your Means board. 10:00 AM

Re: Budget thanksgiving

I will add you can easily make your own bread crumbs. I like to use old bread, heals no one will eat, etc. It is probably too late this year (unless you have a bunch of old bread in the refrig), but over the next year save all that bread that no [more]

NL

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2gifts replied to the Living Below Your Means board. 9:54 AM

Re: Budget thanksgiving

Maybe post your menu and people can make alternate suggestions for you.

I do agree with the majority of folks who say that the best way to keep prices down is to not make enough food for a small army. That said, I do make a lot for [more]

NL

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2gifts replied to the Replies I'd Like To Make board. 9:48 AM

Re: Missed that part

I think I just joined you.

NL

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2gifts replied to the Tax Strategies board. 9:48 AM

Re: Is this legal tax avoidance ?

I have to say that I am very confused by this whole thing.

I remortgaged my house and bought a small mixed use property for cash which is why my mortgage is so high, part of the income from the two apartments will supplement my pay [more]

Sat Nov 22

NL

Boards Post

2gifts replied to the Living Below Your Means board. 8:04 AM

Re: In-floor Radiant Heat ...

but that would require chopping into the finished ceiling in the bedroom below

Do you really have a plastered ceiling in a basement bedroom, or is it a dropped ceiling? I ask because although we added the family room radiant heat [more]

Fri Nov 21

NL

Boards Post

2gifts replied to the Taking Care of Parents board. 3:21 PM

Re: Assisted living questions?

I wasn't clear in the OP that FIL has enough money in the bank to cover a little less than 2 years in assisted living, but no other assets that could be liquidated.

You really do need to see an elder care attorney here. You said [more]

Wed Nov 19

NL

Boards Post

2gifts replied to the Taking Care of Parents board. 3:40 PM

Re: Assisted living questions?

He must self pay for 2 years before the assisted living facility will accept government aid, and he will probably fall short financially, resulting in DH and DH's sister picking up the costs until he can qualify for assistance. (He literally owns [more]

NL

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2gifts replied to the Living Below Your Means board. 12:27 PM

Re: In-floor Radiant Heat ...

Have you seen this grooved subflooring? It's the second picture.

Yes, and that is what DH used for one of his recent clients. It is easier with that than what was used in my family room, and is a recent improvement because it makes [more]

NL

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2gifts replied to the Living Below Your Means board. 11:23 AM

Re: In-floor Radiant Heat ...

so what you are saying is that if you need to repair or adjust a set of tubes you could access them from say the basement level ceiling? the tubes are not embedded in the floor?

That is how it is done in my house, and is how DH has [more]

Tue Nov 18

NL

Boards Post

2gifts replied to the Living Below Your Means board. 5:53 PM

Re: In-floor Radiant Heat ...

Thanks for the detailed description. We will end up with something similar, I am sure. We already have all our living area on one floor in this house (the bedrooms upstairs belong to the kids and there is a guest room), and there's no way I would [more]

NL

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2gifts replied to the Living Below Your Means board. 1:35 PM

Re: In-floor Radiant Heat ...

It seems like just yesterday you were building your house! Do you have a time frame yet?

It does seem like just yesterday, but we've been in this house 15 years as of this past September. We're actively searching for land, so once we [more]

NL

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2gifts replied to the First World Problems board. 10:21 AM

Re: Going to College Overseas

I haven't read the rest of the replies yet, so some of this may have already been covered.

Money for her - Should she get a bank account there to receive wire transfers? Should she just use her Visa debit card for [more]

NL

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2gifts replied to the Living Below Your Means board. 10:05 AM

Re: In-floor Radiant Heat ...

chose to heat with water in the plastic (not what it is, but I'll call it that) tubing under the floor.

It's PEX tubing, and is what we have for our radiant heat as well.

We also added radiant heat under our family room, [more]

NL

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2gifts replied to the Parents and Expecting Parents board. 9:53 AM

Re: seeking advice on presents for grandchildren

If he really does like books, the Dorling Kindersley EYEWITNESS books are kind of encyclopedic and are appealing on a variety of levels.

I second this suggestion. DS loved those. And along those lines, DS loved "How Things [more]

Wed Nov 12

NL

Boards Post

2gifts replied to the Parents and Expecting Parents board. 5:38 PM

Re: For those who have nannies

she has to take our kids to speech therapy which is 15 miles away one way.

My kids were premature, and so got many services through Early Intervention, which I thought was a federally-sponsored program much like Headstart that [more]

NL

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2gifts replied to the Parents and Expecting Parents board. 8:20 AM

Re: For those who have nannies

I had a nanny, but that was 20 years ago. My understanding from talking to folks around me who currently have nannies, though, is that not much has changed.

It was part of my nanny's job to transport my children, and so one of the hiring [more]

Mon Nov 10

NL

Boards Post

2gifts replied to the First World Problems board. 1:27 PM

Re: Wally's literary corner

Without googling, what do the following stories or novels have in common?

1. The Grasshopper lies heavy
2. The Mad Trist
3. The Gospel from Outer Space


I've never heard of any of them.

Do I win the prize? :-)

NL

Boards Post

2gifts replied to the Real Estate Investing board. 1:25 PM

Re: Triplex

One decision to make is if you want to consider security deposits income or not. If they're income then you get to deduct the refund. If it's not income then you don't get to deduct the refund. I chose to declare them as income and now wish I [more]

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Boards Stats & Trivia

Big gold star, 5000 posts Old School Fool
Board Posts 13295
Recs Received 29118
People who have rec'd these posts 2434
Recs to Posts Ratio (last 30 days) 3.40
Threads Started 551
Threads Started Percentage 4.14 %
Most Frequent Board Living Below Your Means
Very First Post Re: Education IRA?? (6/17/1998)
Percentage of Posts Rec'd 51.08 %
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